Budget 2021: Contactless card limit will rise to £100
03/03/2021 | news | business | 1,745
The move, taking effect later this year, will more than double the current limit of £45.
1
03/03/2021 11:37:23 9 20
bbc
Good news.
2
03/03/2021 11:38:46 6 16
bbc
Cashless society here we come.
3
03/03/2021 11:38:47 17 12
bbc
Cashless society being implemented, no more anonymity when making purchases.
Good so only criminals, tax dodgers and tin hat flat Earth morons have to worry then Removed
61
03/03/2021 11:46:36 10 4
bbc
worse - I big system hack with cashless (probably NKR generated) and everyones money will just disappear....£100 a shot on a card will make it worth robbing someone for just there contactless cards and mobile phone...Contactless was for fast/low value transactions - £100 is not low value!
4
03/03/2021 11:38:47 492 40
bbc
Cash has to remain an alternative, though - remember a couple of weeks ago when the electronic systems failed at the Co-op & Morrisons?
21
03/03/2021 11:41:14 49 486
bbc
Why?
117
03/03/2021 11:52:24 64 8
bbc
When it happened in my Asda I could not help smirking as I staggered to the front of the queue. Does that make me a bad person
188
03/03/2021 11:59:23 60 21
bbc
Every transaction you ever make by card is recorded, for eternity, recording your location too.
It's not about having nothing to hide it's about how your data will be used.

A cashless society is one that will be taxed on the sale of second hand goods because they cannot be sold for a little pocket money.
275
03/03/2021 12:08:05 27 3
bbc
Personally, I don't want my bank to have insight into everything I spend money on.
Nothing to hide but none of their business.
484
03/03/2021 12:28:53 12 0
bbc
definitely, I pay a fiver for 5 a side, I'd rather still pay in cash than have to leave my wallet/cards pitchside if we ever went down the road of swiping payment. Also what about small charity collections, poppy sellers etc
524
03/03/2021 12:19:48 1 3
bbc
They need to quit using Windows and use Linux
597
03/03/2021 12:41:23 0 4
bbc
Don't shop at either of them. Get yourself an Aldi
753
03/03/2021 13:00:49 5 1
bbc
Ye, or the Chippy where i live. Cash only :-)
769
03/03/2021 13:03:34 3 6
bbc
Nope, the main uses of cash these days are for criminal activity and tax avoidance (e.g. cash in hand 'tradesmen'). We need to have more tracking of payments to crack down on this and get revenues back into the treasury to help rebuild this country (whilst also cracking down big business fraud/tax avoidance too).
5
03/03/2021 11:38:54 8 37
bbc
About time, cash has had its day
40
03/03/2021 11:43:28 18 1
bbc
Cash has NOT had it's day....the older generation are being left behind with tech...and those who do not want to use it...think of EVERYONE
854
03/03/2021 13:16:54 3 1
bbc
What a stupid comment..
6
03/03/2021 11:38:56 763 51
bbc
Banks need to offer customers a limit how much they want on their cards. £100 is too much if your cards are lost/stolen.
19
03/03/2021 11:40:59 268 44
bbc
If your card is stolen the bank or used fraudulently the bank is obliged to reverse the transaction.
125
03/03/2021 11:53:28 72 12
bbc
You can just turn off contactless payments on your banking app or freeze the card.

The value is irrelevant. Multiple purchases of £45 can be made now. There are random PIN conformation prompts with contactless but my advice would be if you're in doubt, turn it off completely.
140
03/03/2021 11:55:09 61 5
bbc
You can ask your bank at any time to replace your contactless card with a non-contactless card.
(A non-contactless card is one where you need to physically put it in the card machine and key in your PIN).
145
03/03/2021 11:55:33 11 24
bbc
£100 you will get back from the bank at the click of a text message. It's the banks covering this not the consumer. They just want you to spend so they get the transaction fees.
147
03/03/2021 11:55:35 64 9
bbc
My main account where all my money sits I never take that card out with me, I simply go on to Internet banking and transfer monies that I’m going to need for that time or situation into my ghost account that never has money unless I transfer to it for spending, It’s a self imposed security measure, He wouldn’t walk around the High Street with £50 notes pinned to you now would you?
180
03/03/2021 11:58:58 18 5
bbc
The chip on the card would need to be configurable to do that as the limit is set by the shop terminal. Your suggestion is a necessary idea, but a huge infrastructural change would be required by shops and banks to allow individuals to change their card amount option securely. It should have been thought of from the outset and poor that it wasn't.
241
03/03/2021 12:04:35 2 0
bbc
Agreed
345
Waz
03/03/2021 12:15:05 3 0
bbc
Banks don't care, have you not realised this since the financial crisis in 2009? As long as they're in the middle of any transcation, they're in business
369
03/03/2021 12:16:46 3 0
bbc
Or better still; a facility to completely opt out of contactless payment if preferred.
523
03/03/2021 12:19:00 3 1
bbc
lose the card. the thief will have a good shopping spree
626
03/03/2021 12:44:19 1 1
bbc
Totally agree. My preferred limit is £0.

Why should I have to walk about with a big sign round my neck saying "rob me now" - then have to grovel to the bank to get the money back?
684
03/03/2021 12:52:13 1 3
bbc
Do you know the stats on this?

They are very low indeed - card are very easy to keep safe and phone's even easier
802
03/03/2021 13:06:47 1 1
bbc
why do the politicians bank with Coutts. Private accounts
7
sam
03/03/2021 11:39:39 3 8
bbc
Why not make it £1000 it would be a good for a night out at the pub.
03/03/2021 14:09:51 1 0
bbc
What's a pub? I've only seen them in the history books. I'm not sure they were ever real tbh.
8
03/03/2021 11:39:43 330 11
bbc
Surely this should be an opt in / out option , I do feel that fraud and also people whom misplace there cards will be at risk
62
03/03/2021 11:46:40 58 56
bbc
Well said apart from using the incorrect "there" . . it should be "their". But on the real serious note, there is already the option of opting in/out as you can tell the issuing bank to make your card non-contactless. All our crads are contactless for the very reason you quote.
68
03/03/2021 11:47:29 21 8
bbc
The only thing at risk here is the English language. There cards?
126
03/03/2021 11:53:30 24 7
bbc
Also 'whom' should be 'who' as it's the subject not the object.
146
03/03/2021 11:55:34 6 1
bbc
You can ask your bank at any time to replace your contactless card with a non-contactless card.
(A non-contactless card is one where you need to physically put it in the card machine and key in your PIN).
149
03/03/2021 11:55:48 6 2
bbc
It is opt in or out. You can have a non contactless card if you want it
157
03/03/2021 11:56:38 5 1
bbc
You can request a card that doesn't have contactless if you speak to your bank I believe?
526
03/03/2021 12:21:20 0 1
bbc
its ok all europeans don't speak English
689
03/03/2021 12:52:49 0 0
bbc
and people who 'misplace' their cash?
9
03/03/2021 11:39:48 79 15
bbc
I prefer Apple/Google Pay - it's contactless, and needs a password or fingerprint on my phone and the limit is something daft like £250. £100 contactless without any kind of verification seems risky.
178
03/03/2021 11:58:49 69 16
bbc
Not everyone is comfortable or ready to make that step to using a mobile phone for paying, or to trust American corporations such as Google and Apple with their money.
288
03/03/2021 12:09:43 6 4
bbc
They'll steal your phone an chop your finger off.
721
03/03/2021 12:55:37 9 2
bbc
Agree - as easy as a contactless card but with multiple layers of security and one less thing to carry.
03/03/2021 16:36:18 0 0
bbc
As long as the contactless reader detects your actually using Apple pay for the transactions then there is no limit. I know Argos and even Apple stores have no limit if paying with the watch/iPhone when using contactless but unfortunately not all stores do and are capped at the regular contactless limit.
03/03/2021 17:16:09 0 0
bbc
ApplePay when using FaceID has never had a limit. I bought a computer in the Apple shop using just my phone 18 months ago
10
03/03/2021 11:40:00 103 16
bbc
Bad idea.

Contactless has (near) zero security. £100 time perhaps more than one transaction is a lot of money to some people.

Puts everyone at risk of theft or, worse yet, violent robbery.
224
Jon
03/03/2021 11:56:11 9 31
bbc
Apart from all the cameras in shops etc.
622
03/03/2021 12:43:38 9 1
bbc
The irony of being called DefundTheBBC whilst commenting on the BBC.
03/03/2021 17:11:30 0 0
bbc
It is also likely to increase debt - put it on plastic that led to people building up CC debt and having their cards withdrawn. Then it’s back to cash.
11
03/03/2021 11:40:14 4 10
bbc
Bit of guff in this article about fraud but no real substance.

What percentage of contactless transactions are fraudulent? I bet it's tiny and the increased risk of fraud due to this change is close to non existent.
106
03/03/2021 11:50:54 0 0
bbc
You won get over it
12
03/03/2021 11:40:14 184 12
bbc
NO, Not necessarily good news from a security point of view.

Will card holders have the option to impose a limit on non PIN transactions ? If not Why not ?
43
03/03/2021 11:44:12 28 115
bbc
Because if you ring your bank and say there’s a transaction that was fraudulent guess what, they refund it straight away.
150
03/03/2021 11:55:58 5 2
bbc
You can ask your bank at any time to replace your contactless card with a non-contactless card.
(A non-contactless card is one where you need to physically put it in the card machine and key in your PIN).
397
03/03/2021 12:20:18 28 3
bbc
If you're carrying £100 in cash you are worth mugging.
The same applies to £100 on a debit card.
I can understand people being insecure on this.
652
03/03/2021 12:47:56 3 0
bbc
Because the way EMV works, its not currently supported as its not a limit set by the card itself. To be able to impose such a limit, they'd have to build it into the EMV spec, and set up some way to write back the value to the card (like it does with the PIN at an ATM). EMV spec is pretty static (for obvious reasons - shared across many many banks worldwide)
13
03/03/2021 11:40:19 6 35
bbc
Great news, the sooner we get rid of cash the sooner criminal money becomes traceable, more taxes are collected not avoided and we can embrace the future. Anyone can get a bank account and debit card now, there is ZERO excuse. People who moan about cash disappearing need to just get on with it and move with the times.
34
sam
03/03/2021 11:43:02 9 2
bbc
You really think that there is no criminal activity involving bank cards ??
60
03/03/2021 11:46:30 2 2
bbc
Because criminal networks only deal in cash.
87
03/03/2021 11:49:34 4 2
bbc
We dont want to embrace the idiotic future.........people like you are the problem
875
03/03/2021 13:20:37 0 0
bbc
What a stupid comment , what about the elderly ? Not everyone is tech savvy..
14
03/03/2021 11:40:26 16 1
bbc
Can anyone answer when does your liability for paying the bill stop if the card is stolen or cloned? After you've reported it to the card company?
39
03/03/2021 11:43:27 9 5
bbc
The bank is obliged to reverse any fraudulent transactions which you did not make. It’s a lie if anyone tells you otherwise.
209
03/03/2021 12:02:35 3 0
bbc
The bank can answer. Don't ask HYS!
735
03/03/2021 12:57:43 0 0
bbc
yeah, the internet, or m,aybe even your own bank.

Just search for it yourself, instead of posting inane questions on here and expecting anything other than a flame war.
15
03/03/2021 11:40:28 20 10
bbc
This should help the furlough massive when buying increasingly extravagant rounds of takeaway coffee over the coming months.
53
03/03/2021 11:45:22 7 9
bbc
Shut up
191
03/03/2021 11:59:51 4 1
bbc
Honestly, the jealous comments from those not furloughed are becoming tiresome now. And before you start, I work for the NHS, so have had hardly any time off at all since COVID started.
16
03/03/2021 11:40:38 153 23
bbc
Not to be all doom and gloom, but sadly seems to be another step towards going cashless. Yes cash has it's disadvantages and I'm no conspiracy theorist but I'm not convinced this step towards a cashless world is a good thing. Why is this needed again, remind me? Are loads of people really catching it from a pin machine, can they not work out washing their hands? haha
176
03/03/2021 11:58:38 56 13
bbc
There are people who brand those who would prefer to hold on to cash as 'conspiracy theorists'.

Just hope that when we are completely cashless and banks are into negative interest rates, they don't pass the charge on to the customer.
324
03/03/2021 12:12:49 4 19
bbc
I normally don't carry cash, and recently was forced to carry a few coins for a few days, and they sat with my cards in a small wallet. I was absolutely horrified how dirty they made my cards, make no mistake, cash is absolutely filthy - not to mention its by far the most insecure method of payment and open to abuse by criminals and fraudsters. the sooner it goes away the better.
848
Moz
03/03/2021 13:15:43 4 3
bbc
I actively avoid places that are "cash only" - i can't be bothered to have to go cash cash out of a cash point and then back to the said establishment and then have to carry round the change with me which will just end up in a jar somewhere because I never use cash!
03/03/2021 14:02:17 3 4
bbc
You say you're not a conspiracy theorist, but your comment implies that hidden actors are planning a cashless future. In reality, cash use is simply declining for various reasons, including the increased convenience of electronic payments.

This trend is likely to continue, but individuals can choose to use or refuse cash if they wish.
03/03/2021 14:10:28 2 1
bbc
Cashless would stop a lot of tax dogers and the black market, not to mention drug dealing and sex trafficing - not likely to pay for sex on your mastercard or put a bag of coke on your Amex are you?
03/03/2021 14:59:24 1 2
bbc
"I'm no conspiracy theorist"

I don't think there's anything wrong with being cynical here: a cashless society is one in which your life's earnings can be manipulated or deleted in an instant, whether maliciously or accidentally, and every transaction can be traced. It is an Orwellian concept to have every member of society perpetually tied to the grid through their transactions.
03/03/2021 15:11:48 2 0
bbc
My window cleaner doesn't carry a card reader.... There are other circumstances as well when cash is necessary.
17
03/03/2021 11:40:46 214 32
bbc
Let the fraud floodgates open
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
314
03/03/2021 12:02:57 4 0
bbc
Cash can be stolen just as easily as card. A card can be frozen or blocked. Your cash cannot be....
810
03/03/2021 13:09:16 0 0
bbc
Why not the government has opened the fraud floodgates wide to fund contracts for Tory cronies, this is just extending that to the small time criminals that may over time graduate into the Tory party.
901
NJO
03/03/2021 13:24:21 0 0
bbc
You can only do so many contactless payments until you have to enter a PIN.. its not and endless stream of possible transactions.. and any fraud is covered by the banks..
03/03/2021 16:37:06 0 0
bbc
There's an amazing number of people who think cash/cheque/banking fraud never existed before the digital/internet/contactless age. Banking fraud may be more publicized now - but that's the internet for you, but the advent of double authentication, thumb prints, face recognition, card readers and one-time pass codes on top of passwords and PINs means bank fraud is very much less that it used to be.
18
03/03/2021 11:40:55 206 26
bbc
Not a wise move. £50 should be more than enough.
382
03/03/2021 12:18:22 65 191
bbc
£50 is far too low. It is less than most family weekly shopping, less than a modest meal for 4, less than a tank of petrol etc.

£100 is far more sensible.
461
03/03/2021 12:27:04 6 14
bbc
It isn't if you are reducing visits to the supermarket. Hardly ever spend less than 45 if we are going once a week or less.
100 is sensible.
6
03/03/2021 11:38:56 763 51
bbc
Banks need to offer customers a limit how much they want on their cards. £100 is too much if your cards are lost/stolen.
19
03/03/2021 11:40:59 268 44
bbc
If your card is stolen the bank or used fraudulently the bank is obliged to reverse the transaction.
84
03/03/2021 11:49:15 56 41
bbc
Don't use common sense and reason, join in on the hyperbole
142
03/03/2021 11:55:32 72 13
bbc
Yes, but around bank holidays, it can take up to 10 days for a refund and there may be multiple £100 transactions - which for many would leave them with no means of paying anything for 10 days.
152
03/03/2021 11:56:04 82 11
bbc
Banks DO NOT have to reverse the transaction, and it’s getting harder to get your money back if anything is taken from a lost/stolen card as banks now can refuse unless you can prove that you could not stop the transaction being made, I.e. if you realise your card is missing and don’t call the bank immediately to notify them.
235
03/03/2021 12:04:09 14 4
bbc
of course BUT you have to go through the whole process of proving your card was stolen and being able to cope without the money whilst the Bank process your claim. How many contactless transactions will it go through before asking for you to refresh your PIN? If it's ten transactions that's potentially £1000?
237
03/03/2021 12:04:15 10 3
bbc
Yes but it's not that easy and if you live day to day,it's a nightmare
277
03/03/2021 12:08:24 16 3
bbc
That's all very well, but the banks simply pass these losses on to their customers via lower interest rates on savings, charging for accounts, higher interest on loans etc.etc.. The only one to benefit is the fraudster.
293
03/03/2021 12:10:09 5 3
bbc
And pass on the costs to all customers in higher fees.
Also higher provision for bad debts means less profit declared , less tax to treasury.
303
03/03/2021 12:11:02 5 1
bbc
yes great for the consumer but as a business you dont get refunded! Its already pretty tough out there for small businesses with things like chargebacks as it is! Which you get charged a pretty hefty fee to fight
311
03/03/2021 12:00:53 5 1
bbc
from the time they are informed, the card could have been used dozens of times by then.
330
03/03/2021 12:13:54 7 0
bbc
you should be allowed to set your own limit at your bank.
357
03/03/2021 12:15:42 1 0
bbc
Fortunately that's always a smooth and painless...wait, what?!
360
03/03/2021 12:15:53 1 0
bbc
Is this a long process?
421
03/03/2021 12:22:50 3 0
bbc
I agree but I can tell you first hand that they do not always oblige.
423
03/03/2021 12:23:14 5 0
bbc
Yes, but the increased limit is likely to encourage fraud/theft.
555
03/03/2021 12:36:46 3 0
bbc
Only in certain circumstances, you have to realise within a certain period of time and they may check that you have been responsible in how you kept it. A friend of mine had his card stolen and used, he then had a fight to get the bank to reverse the charges
584
03/03/2021 12:40:29 3 1
bbc
Do you know what is better than the hassle of get banks to reverse the transaction! PREVENTION! cap the limit to £30 for contactless, I mean putting in 4 digits is such a time consuming isn't it!?
617
03/03/2021 12:43:15 2 0
bbc
You are liable for any spending until you inform the bank the card has been stolen.
I believe that can be capped at £50, but there is a liability.
742
03/03/2021 12:58:56 3 1
bbc
True.

But not a full answer to a victim after someone has attacked them on the street, knocked them to the ground, dragged them down the street by the strap of their handbag etc ... all to get hold of that card they now know will allow them several £100 transactions (with no PIN) before it is stopped.
835
03/03/2021 13:14:24 1 0
bbc
1 They dont do it quickly 2 Getting through to them takes forever 3 What about finding this out at a Bank holiday say with no money left . As usual fine for those with huge bank balances
841
03/03/2021 13:15:26 3 0
bbc
"If your card is stolen the bank or used fraudulently the bank is obliged to reverse the transaction."

Dispute & repayment of fraudulent transactions takes 5-10 days, often longer & are regularly challenged by the banks (ONS), during which time you may have exceeded overdraft limits and be short of funds. All £50 to £100 gives you is a larger chance of 'shortening' available funds to victims.
900
03/03/2021 13:24:18 1 0
bbc
Not quite, you have to be able to prove that it as used fraudulently. Refunds of reversal of transactions are far from guaranteed.
20
03/03/2021 11:41:10 11 5
bbc
I wonder who loses out if your card gets stolen
30
03/03/2021 11:42:21 5 13
bbc
The bank, no one is at threat of fraud anymore
4
03/03/2021 11:38:47 492 40
bbc
Cash has to remain an alternative, though - remember a couple of weeks ago when the electronic systems failed at the Co-op & Morrisons?
21
03/03/2021 11:41:14 49 486
bbc
Why?
112
03/03/2021 11:51:22 100 9
bbc
Duh!!
137
JH
03/03/2021 11:54:51 110 4
bbc
You seriously asked that question - they literally gave you a reason...
187
03/03/2021 11:59:22 109 10
bbc
When electronic systems fail it acts as a backup
Because electronic cash is far more vulnerable to fraud
potential for transaction fees down the line
How do you teach a child the value of money when you dont have anything physical (kids dont fully develop abstract their reasoning until near their teenage years)
How else are bankers supposed to snort cocaine
247
03/03/2021 12:05:01 54 9
bbc
Because NOT everyone has one of these cards
287
03/03/2021 12:09:40 12 7
bbc
Because drug dealers and plasterers like cash.
304
03/03/2021 12:11:08 14 3
bbc
I'm guessing by your up votes people still like cash accept the majority view and move on
323
03/03/2021 12:12:44 18 0
bbc
I use card or contactless everywhere except, but the fisherman-in-a-van gets cash because there is no mobile signal outside my house.
And I am sure there are very many other mobile cold spots and internet 0.005mb spots still as well (despite HMG assurances ad nauseum)
398
03/03/2021 12:20:20 8 0
bbc
Try reading his comment, it tells you why
409
03/03/2021 12:21:30 7 21
bbc
I admire your courage in asking this question, but HYS is dominated by retired luddites. For them, cash remains king. For you and me, "remember a couple of weeks ago when the electronic systems failed at the Co-op & Morrisons" means "I'll shop somewhere else". For them, it's a chance to smugly announce how they still use cash and so weren't affected.
444
03/03/2021 12:25:25 9 1
bbc
The dimmest light in the harbour just came on.
570
03/03/2021 12:38:48 7 4
bbc
A lot of the older generation only use cash, we cant go cashless
577
03/03/2021 12:30:50 6 2
bbc
Pretty obvious to most
596
03/03/2021 12:41:06 3 2
bbc
How will my local drug takers get their daily fix with out hard cash.
610
03/03/2021 12:42:50 10 3
bbc
Because some small businesses still only take cash, If they took card they would have to increase costs to cover the card fees, which would make them uncompetitive with the big firms. It is those big retailers pushing this to kill off the independents.
642
03/03/2021 12:46:22 5 2
bbc
Bit dim aren't you?
710
bob
03/03/2021 12:54:33 4 1
bbc
Read the above
920
03/03/2021 13:27:24 2 0
bbc
Because you have to have an offline way of paying for things.
22
03/03/2021 11:41:17 80 14
bbc
Should not be above £50-fraud,theft etc-it will encourage overspending!!
127
03/03/2021 11:53:36 25 21
bbc
They want a surveillance homogenised society, to make milking us so much easier.
193
03/03/2021 12:00:04 6 5
bbc
I remember when certain people were crying about £20 being the limit...some things never change. Anything and everything to moan about
673
03/03/2021 12:51:09 1 0
bbc
Do you understand what "pay for their shopping" means?

Clue: it is not "require them to go shopping more often and / or buy more when they do"

Way to lever your nonsense into a discussion though. Bravo.
23
03/03/2021 11:41:21 137 55
bbc
Big brother will be able to follow you all the time. Yes they can now, unless you use cash. Cash is King.
45
03/03/2021 11:44:49 63 16
bbc
I find it interesting that covid conspiracy theorists never cite this very real impact on our liberty. Before covid I deliberately tried to use cash quite often. Not anymore. And now even more of my data is out there being sold.
50
03/03/2021 11:45:13 11 2
bbc
Better leave your phone at home too.

If you think 'they' are that interested in you.
64
03/03/2021 11:46:42 11 7
bbc
You are not a self-employed sole trader, are you? They regularly offer 'discounts' for people who pay cash, as they claim 'not having to pay the VAT'.......and no doubt the Income Tax as well!!
76
03/03/2021 11:48:17 6 2
bbc
Do you have a smartphone?!
165
03/03/2021 11:57:37 2 4
bbc
So you dont use a mobile phone?
183
03/03/2021 11:47:19 2 19
bbc
only drug dealers prefer cash
276
03/03/2021 12:08:06 1 2
bbc
Have you got a mobile phone ?
279
03/03/2021 12:08:56 3 2
bbc
Worried about big brother and you us social media!!
337
03/03/2021 12:14:35 2 8
bbc
Kings times always come to an end. Cash hasn't been king for a very long time, and is due to die off completely. oh, newsflash... you aren't interesting enough to track, and if you are, perhaps you should be tracked.
467
03/03/2021 12:27:38 2 1
bbc
C'mon, I had a mate who used banking apps to transfer money directly for the, err, "female entertainment" he liked at the weekend - some people really don't care what the bank can find out about them! In the real world, absolutely nobody cares you spent contactless in the pub or shop, really! But what if you get wrongly accused of a crime, and you can use the contactless receipt to support you?
575
03/03/2021 12:28:47 2 4
bbc
Crypto is the perfect replacement
635
03/03/2021 12:45:31 2 1
bbc
Has big brother ever pulled you over and said; oi, now look here sunny Jim, what are you doing using cash.
Probably not.
733
03/03/2021 12:57:00 1 0
bbc
Have you something to hide?
991
03/03/2021 13:45:18 2 0
bbc
You're not that interesting, big brother has better things to look at and follow!
03/03/2021 13:47:14 1 0
bbc
Stop worrying and get back to consuming BBC News, paying interest on your debt and consuming materialist goods.
03/03/2021 13:54:01 0 0
bbc
No doubt you’ve got a mobile and a laptop nor iPad in use.
03/03/2021 13:57:54 0 0
bbc
Ive got nothing to hide-so don't mind.
03/03/2021 16:01:38 2 0
bbc
He says as he types the comment on his iPhone which has already been feeding "big brother" with everything they could possibly want to know for over a decade now.
03/03/2021 21:28:34 0 0
bbc
How right you are!
Using cards you don’t realise over time how much you have spent as it’s so easy to forget some payments, whereas with cash you either have it or you don’t.
Long live cash!
04/03/2021 02:15:05 0 0
bbc
Hear, hear.
24
03/03/2021 11:41:21 400 29
bbc
I was quite happy to keep it at £45, think £100 is quite high say if you lose the card or it's stolen.
96
03/03/2021 11:50:12 263 13
bbc
Yes. For many people a quick succession of faraudulent £100 payments, made before the owner even knows their card is gone, could leave them without funds for bills, shopping, fuel to get to work. If it occurs at the wronmg time (around bank holidays), it can take auround 10 days to get the money back. If the limit is to be increased. banks need to make refunds for contactless fraud immediate.
128
Bob
03/03/2021 11:53:50 6 24
bbc
What difference does it make? Your process in the event of you losing the card remains the same.

You phone the bank, you report it lost or stolen. They refund any fraudulent transactions and any associated fees.
316
03/03/2021 12:11:50 6 1
bbc
I lived and worked in Holland a decade ago and they already had the solution to this, where you could transfer money from your account to the contactless chip through a cash machine. Nowadays you can do it online.
This allows it to personalise it by placing on the pin the amount you would be comfortable to carry in cash.
589
03/03/2021 12:32:34 10 2
bbc
I agree that £45 is probably adequate for most people
605
03/03/2021 12:42:22 10 2
bbc
Yes, I'd like to be able to choose my own upper limit. Plenty people rarely or never spend more than £50 in a single transaction. Some will consider a higher limit acceptable, others might want to set a £10 limit.
03/03/2021 13:48:51 4 0
bbc
£45 was an odd limit. Should have been £50 and I would be happy to keep it at £50.
03/03/2021 14:12:39 1 0
bbc
How about a hybrid solution of automatically allowing anything lower than £45 (or ideally a limit you set), but then letting you pre-approve locations for higher amounts, so if you use the same garage to fill up with fuel, or visit the same restaurant on a regular basis, you can pre-approve up to the maximum amount. For anything else, it asks for the PIN
25
03/03/2021 11:41:44 111 32
bbc
Hmm. Fraud is obviously a big risk, but this is also another step on the road to the abolition of cash. After which, we’ll all be in the hands of the government, the banks, etc who will be able to follow our every financial move. So let’s not sacrifice another bit of our liberty for convenience, maybe?
274
03/03/2021 12:07:50 19 3
bbc
They already know your physical location
734
03/03/2021 12:57:42 0 3
bbc
Are you dishonest.
03/03/2021 16:02:42 1 0
bbc
Not really though. Someone steals £100 cash from me, they'll never be seen again. Somebody takes my card, any transaction will be traceable to the shop where CCTV will likely pick up the thief.

Also, there's no more risk as a stolen card can be used to spend thousands on the Internet.
3
03/03/2021 11:38:47 17 12
bbc
Cashless society being implemented, no more anonymity when making purchases.
26
bbc
Good so only criminals, tax dodgers and tin hat flat Earth morons have to worry then Removed
27
03/03/2021 11:41:53 2 2
bbc
My nationwide card repeatedly refuses to be contactless in coop and Tesco’s, meaning I have to use the keypad for any amount.
What’s up with that?
03/03/2021 15:38:02 0 0
bbc
I have a Nationwide card and it never works in ASDA
28
03/03/2021 11:42:06 28 2
bbc
In my experience when a card was stolen and used multiple times in the hour before the theft was reported, the bank re-imbursed every payment.

What worries me is not the card being stolen but intra-family abuse - where family member "borrows" granny's debit card. The potential for that is serious
95
03/03/2021 11:50:07 11 0
bbc
Reckon they will take the same view when the fraud is measured in 1000s not 100s - I dont think so...
171
mc
03/03/2021 11:43:40 1 2
bbc
only refund if you can prove it and usually only pay up after reported
719
03/03/2021 12:55:25 1 0
bbc
Totally unlike ten, twenty, two hundred years ago? Granny's credit card, cheque book, bank notes, diamonds...

Top tip: if you steal granny's debit card and use it, it's still stealing.
29
RDG
03/03/2021 11:42:18 2 1
bbc
I just wish Asda would allow contactless on my Amex card. They do at their petrol stations but not at the till.
47
03/03/2021 11:44:54 2 1
bbc
Don’t leave home without it ??
20
03/03/2021 11:41:10 11 5
bbc
I wonder who loses out if your card gets stolen
30
03/03/2021 11:42:21 5 13
bbc
The bank, no one is at threat of fraud anymore
70
03/03/2021 11:47:55 6 1
bbc
And you don't think the banks offset the cost of fraud to their business in other ways then?? They just take the full hit, right??! Lol!!
88
sam
03/03/2021 11:49:42 3 1
bbc
Doesn't that open up abuse of the spend limit?

Go on a spending spree and then phone up your bank and say "It wasn't me ".
118
03/03/2021 11:52:35 4 0
bbc
But at the wrong time (with bank holidays, etc.) it can take up to 10 days to be refunded. For many people a couple of £100 transactions, would leave them overdrawn and unable to buy food, petrol to get to work or electricity or gas if they are on pre-payment meters.
31
03/03/2021 11:42:26 6 3
bbc
A rationale for this is likely that no more cash payments means more control over revenue /tax. An example would be India and the push for bank accounts and cards for the same reason
17
03/03/2021 11:40:46 214 32
bbc
Let the fraud floodgates open
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
57
03/03/2021 11:46:02 62 2
bbc
And where do the banks get their money from!?
63
03/03/2021 11:46:40 46 1
bbc
and that cost is then passed on. Banks are not kind hearted, they will recuperate costs from customers.
69
03/03/2021 11:47:41 42 1
bbc
It’s still fraud & YOU indirectly pay for the banks’ losses. Doh
74
03/03/2021 11:48:14 24 1
bbc
Who do you think the banks get their profits from
85
03/03/2021 11:49:23 22 1
bbc
And we pay the banks through their increasing fees.
98
03/03/2021 11:50:14 1 0
bbc
Yes they do.
214
03/03/2021 12:02:59 8 1
bbc
and so will be we in the form of higher bank changes
no such thing as "free lunch"
259
03/03/2021 12:06:31 8 0
bbc
and we don't in the long run???
265
03/03/2021 12:06:51 2 1
bbc
Moral hazard
285
03/03/2021 12:09:32 6 1
bbc
You are a mug if you believe the cost is actually borne by the banks. We ALL pay, except for the fraudster.
352
03/03/2021 12:09:54 1 0
bbc
Truth is we pay in the end, my bank has just reduced the interest rate on savings again even though base rates heve remained th e some for a long time.
385
03/03/2021 12:18:44 2 1
bbc
Bank might pay for it.
And might pay for it 10 plus days later.. Some people might need the stolen £300 in that time..
631
03/03/2021 12:45:15 2 0
bbc
Only if you prove it was stolen in the first place
651
03/03/2021 12:47:50 3 0
bbc
Ah that's OK then.

Seriously do you even know how to critically think? I guess not
786
03/03/2021 13:03:27 2 0
bbc
Everyone pays sunshine, one way or another. Banks don't pay a penny.
799
03/03/2021 13:07:50 2 0
bbc
Sorry Rial, often the bank doesn't pay for it.... the retailer tends to be hit with the first few fraudulent transactions, and the banks are slow to resolve or blame the retailer.
Difference between perception & reality.
827
03/03/2021 13:12:51 2 0
bbc
Errrr No! Customers pay for it in increased charges. Welcome to the real world.
872
03/03/2021 13:20:20 2 0
bbc
We pay for it . Its not free money you know
895
03/03/2021 13:23:21 3 0
bbc
Don’t think so, they may refund you in too your account, but then bank charges go up, so, eventually, you pay. Leave the limit at £50.
03/03/2021 14:47:01 0 0
bbc
4th time you have repeated this lie. Please stop Rial.
03/03/2021 15:21:08 0 0
bbc
Rial, you seem like someone capable of only seeing one step ahead. And someone who cares only for your own interests. This makes you extracurricular to the requirements of a civilised society.
03/03/2021 15:28:06 0 0
bbc
Presumably you have not tried to get your bank to refund you for fraud
VoR
03/03/2021 16:11:20 1 0
bbc
Ultimately anything the bank pays for, the customers pay for.
TDJ
03/03/2021 16:22:42 1 0
bbc
No, you pay through increased fees and charges!
03/03/2021 17:06:43 0 0
bbc
Really? Such a baby. Business expense; customers pay more. In this case, probably charges for holding a current account.
33
03/03/2021 11:42:42 87 4
bbc
Good luck arguing with the bank those now even bigger fraudulent transactions weren't yours.
937
03/03/2021 13:32:24 30 1
bbc
I have a feeling once they’ve done away with cash, the charge the banks make to retailers for contactless will go up and guess who the retailers will pass the cost onto...us
03/03/2021 15:18:48 0 0
bbc
If the banks are so insistent- get the shops’ CCTV and then see who is the fraud
13
03/03/2021 11:40:19 6 35
bbc
Great news, the sooner we get rid of cash the sooner criminal money becomes traceable, more taxes are collected not avoided and we can embrace the future. Anyone can get a bank account and debit card now, there is ZERO excuse. People who moan about cash disappearing need to just get on with it and move with the times.
34
sam
03/03/2021 11:43:02 9 2
bbc
You really think that there is no criminal activity involving bank cards ??
35
03/03/2021 11:43:05 22 3
bbc
You can ask your bank at any time to replace your contactless card with a non-contactless card. (A non-contactless card is one where you need to physically put it in the card machine and key in your PIN).
381
03/03/2021 12:18:21 2 0
bbc
I have done this with my cards for years.
Only thing is you have to be aware that non-cotnactless cards do not work in pay-at-pump petrol stations (mine doesn't at Tesco) was told because of the way they check your card/money in your account to pay for it.
03/03/2021 22:45:45 0 0
bbc
You can, but as far as I'm aware what you can't do is what a lot of people here seem to want: keep contactless but with a lower limit of say £50. If that's hard for the system to cope with, that suggests the system is inadequate, not that people are being unrealistic.
36
03/03/2021 11:43:05 96 21
bbc
"As we begin to open the UK economy and people return to the High Street, the contactless limit increase will make it easier than ever before for people to pay for their shopping…”

We should be encouraging consumers to buy less, not more, for the sake of the environment and not wasting money on non-essentials, plus adapting the economy to cope with this.
527
03/03/2021 12:22:33 19 10
bbc
ban Primark
671
03/03/2021 12:50:56 1 5
bbc
Do you understand what "pay for their shopping" means?

Clue: it is not "require them to go shopping more often and / or buy more when they do"

Way to lever your nonsense into a discussion though. Bravo.
37
03/03/2021 11:43:22 8 20
bbc
Haven’t used cash for over a year now. So much easier using a card.
Bye bye notes.
52
03/03/2021 11:45:22 11 11
bbc
People like you are the problem
182
mc
03/03/2021 11:46:46 1 0
bbc
until you lose it and bank refuses to pay iut as you lot you card neglidently
38
03/03/2021 11:43:24 20 3
bbc
It would be good if you could set your own upper limit to manage your own risk. It could be really useful to have a £100 limit but more businesses will need to accept people will want receipts for large purchases. Stop tutting when asked for a receipt and be more thankful we bought from you.
14
03/03/2021 11:40:26 16 1
bbc
Can anyone answer when does your liability for paying the bill stop if the card is stolen or cloned? After you've reported it to the card company?
39
03/03/2021 11:43:27 9 5
bbc
The bank is obliged to reverse any fraudulent transactions which you did not make. It’s a lie if anyone tells you otherwise.
5
03/03/2021 11:38:54 8 37
bbc
About time, cash has had its day
40
03/03/2021 11:43:28 18 1
bbc
Cash has NOT had it's day....the older generation are being left behind with tech...and those who do not want to use it...think of EVERYONE
492
03/03/2021 12:29:41 1 1
bbc
Nonsense. They're old not stupid. Even an old person can tap a card. Safer and easier than carrying £100 cash and counting out money hoping not to be short changed.
03/03/2021 15:34:58 0 0
bbc
I'm the older generation and am quite tech savvy, thank you - but these contactless cards don't work every time so you have to put your PIN in anyway!
41
03/03/2021 11:43:30 30 16
bbc
CASH IS KING
115
03/03/2021 11:52:07 2 8
bbc
Hasn't been that way in the UK for many years.... About 2018 google suggests!
219
03/03/2021 11:51:25 2 4
bbc
You forgot to add.

For the over 60s who like to spread viruses.
528
03/03/2021 12:23:03 0 0
bbc
Crypto is
03/03/2021 16:55:00 0 1
bbc
only on HYS is cash king, hysterical old duffers who cant get with the times and just spread covid around with their dirty notes and coins..
42
03/03/2021 11:44:11 135 10
bbc
I'm all for more convenience in life but I think this is a bad idea. It will no doubt cause an increase in pick-pockets/card thefts.
59
03/03/2021 11:46:25 41 81
bbc
One option is to use your phone for all contactless payments and leaving your cards secure at home.
03/03/2021 13:56:00 5 2
bbc
So you reckon a pickpocket won't try and take your phone? Plenty of valuable stuff on a personal mobile and on some android phones you just hold the phone to the card reader, no need for pin or fingerprint or facial recognition.
03/03/2021 13:57:12 7 8
bbc
I use Apple Pay-Better security. Always have my phone with me. Cash really is generally pretty "horrible,dirty stuff, especially amidst a pandemic. Less shoppers keepers being actually mugged-No cash til-No robbery? Apart from online Fraud, but if we get on top of that, I believe contactless is best way forward. Isn't it easier for criminals, or people who want to dodge the system to use cash?
12
03/03/2021 11:40:14 184 12
bbc
NO, Not necessarily good news from a security point of view.

Will card holders have the option to impose a limit on non PIN transactions ? If not Why not ?
43
03/03/2021 11:44:12 28 115
bbc
Because if you ring your bank and say there’s a transaction that was fraudulent guess what, they refund it straight away.
196
03/03/2021 12:00:21 29 6
bbc
Regardless of "obligations" (or legal requirements), banks often try to avoid paying on frauds by somehow convincing it's your fault. Often drags for a few months and sometimes banks pay only after ombudsman is involved.

It's not as simple as you imply - you have to jump through hoops before getting the money back.
201
03/03/2021 12:01:04 2 5
bbc
yer. if
682
03/03/2021 12:52:03 6 2
bbc
Nope. They lock the account, hold all the valid transactions, then offer to send a new card out which took 6 days. and then you spend weeks updating payment with the new card number.
760
03/03/2021 13:02:13 0 0
bbc
That's assuming you have the right number to ring, and you can get through...
876
03/03/2021 13:21:16 5 0
bbc
Nothing to do with banks is now ' straight away'
909
03/03/2021 13:25:34 0 0
bbc
If you can get through to your bank
03/03/2021 13:56:54 3 0
bbc
1) You may not realise for hours 2) The retailer who supplies the good ordered by your thief will have the transaction cancelled and be out of pocket. 3) If you've ever rung a bank, it can take hours to even get through.
03/03/2021 14:30:43 4 0
bbc
Well; in theory...but try getting through by phone .. 45 minutes in the queue... then cut off.. then another 45 minutes.. then when you finally convince the triage call handler to put you through to the actual fraud team.. you are in a queue again.. then you get cut off again...

News article last week .. someone spent 6 hours on the phone waiting.. meanwhile £8kwent from their account
03/03/2021 14:48:09 0 0
bbc
Rial this is a lie. You have been repeatedly told this.
03/03/2021 15:28:51 0 0
bbc
No they do not
03/03/2021 16:35:51 0 0
bbc
No they don't you have to show it was not your fault
03/03/2021 17:08:27 0 0
bbc
This is why we’ll all pay more in the end. Never used contactless before the current event, and no-one actually needs it.
44
03/03/2021 11:44:39 223 8
bbc
The whole idea of contact less was to make small purchases quickly without the need for a pin code.
Buying your sandwich and a newspaper is entirely fair. The original intent was not to pay for your weekly shop.
How much time is it going to save at a supermarket checkout if they have already spent 5 minutes scanning through your items?
483
03/03/2021 12:28:47 70 10
bbc
That was the original idea, however, our local shop has put in a minimum £3 purchase for any card use. This should be looked into as well!
572
03/03/2021 12:25:13 2 2
bbc
It will save exactly the same amount of time as if you've scanned one, twenty or hundred items.
896
03/03/2021 13:23:42 6 1
bbc
The original intent didn't consider a pandemic when handling cash is a risk
933
03/03/2021 13:31:57 3 2
bbc
yes quite correct but that was before Covid. The idea is to reduce physical contact with the shop keepers card terminal.
03/03/2021 14:41:33 1 0
bbc
The changes in the contactless amount isn't to do with time but hygiene. Using contactless you only touch your own card not the card reader. However, I think £45 is high enough due to possible fraud.
04/03/2021 02:07:42 0 0
bbc
Hear, hear. If we're talking about "your sandwich [say, £1.20] and a newspaper [say, £1]" a limit of £3 should be more than enough.
23
03/03/2021 11:41:21 137 55
bbc
Big brother will be able to follow you all the time. Yes they can now, unless you use cash. Cash is King.
45
03/03/2021 11:44:49 63 16
bbc
I find it interesting that covid conspiracy theorists never cite this very real impact on our liberty. Before covid I deliberately tried to use cash quite often. Not anymore. And now even more of my data is out there being sold.
359
03/03/2021 12:15:48 3 3
bbc
Do you really think that 'data' has value? Aside from broad trends you aren't worth monitoring, and neither am I. People need to get over themselves.
897
03/03/2021 13:23:42 2 0
bbc
I do still use cash as often as possible. Don't bow to pressure to go cashless
03/03/2021 14:52:06 0 0
bbc
I still use cash and avoid anywhere that insists I use a card. Much easier to budget.
46
03/03/2021 11:44:51 2 4
bbc
It would be nice if Tesco and Asda accepted payments over £45 made with a phone, like Morrissons do.
100
03/03/2021 11:50:33 0 0
bbc
Asda do. Fun fact - Most places that specifically list Apple Pay, google pay etc as supported support higher than the standard contactless limit
227
03/03/2021 11:57:21 0 0
bbc
Tesco takes payments over £45 on a phone. I think the limit is something like £250.
29
RDG
03/03/2021 11:42:18 2 1
bbc
I just wish Asda would allow contactless on my Amex card. They do at their petrol stations but not at the till.
47
03/03/2021 11:44:54 2 1
bbc
Don’t leave home without it ??
48
jay
03/03/2021 11:45:00 7 11
bbc
The virus, agenda continues....
49
NM
03/03/2021 11:45:00 23 6
bbc
Is there a demand for this?

My understanding is that very few transactions even come close to the current limit.
119
03/03/2021 11:52:43 22 0
bbc
The question is, why would they want to do this, when all you need to do is enter your pin for security for higher value purchases?
289
03/03/2021 12:09:50 1 2
bbc
Where did your understanding come from? Of course millions of card payments come close to and go over £45! (Even during lockdown!)
23
03/03/2021 11:41:21 137 55
bbc
Big brother will be able to follow you all the time. Yes they can now, unless you use cash. Cash is King.
50
03/03/2021 11:45:13 11 2
bbc
Better leave your phone at home too.

If you think 'they' are that interested in you.
78
03/03/2021 11:48:43 3 4
bbc
I take it with me, just in case. BUT switch it off. duh
Can we just decide ourselves how much we can have in the settings as it is with freeze, unfreeze card facilities. It has been too much to take during last 12 months and all decisions made for us and not necessarily for our good.
83
03/03/2021 11:48:49 16 1
bbc
Spot on. You can set your ATM withdrawal limit in the app, why not the contactless limit too?
37
03/03/2021 11:43:22 8 20
bbc
Haven’t used cash for over a year now. So much easier using a card.
Bye bye notes.
52
03/03/2021 11:45:22 11 11
bbc
People like you are the problem
79
03/03/2021 11:48:43 2 1
bbc
What is the problem that you think Robin represents?
Some might argue that people standing in the way of progress and clinging on to outdated and inefficient things like cash payments are the problem.
80
03/03/2021 11:48:44 2 0
bbc
What problem ?
132
03/03/2021 11:54:22 1 0
bbc
What problem is that? It was inevitable that cash would become outdated one day even before the pandemic, in the same way exchanging a chicken for some other item did. The pandemic may have hastened this but is the not the cause. I’m not sure why somebody is a problem because they will not miss the inconvenience of cash?
174
03/03/2021 11:46:45 1 0
bbc
no they need to get rid of notes to stop drug dealers
325
03/03/2021 12:13:02 1 0
bbc
Or maybe Robin is making choices which work for them. The fact that a new way of life doesn't work for you doesn't make other people a problem.
15
03/03/2021 11:40:28 20 10
bbc
This should help the furlough massive when buying increasingly extravagant rounds of takeaway coffee over the coming months.
53
03/03/2021 11:45:22 7 9
bbc
Shut up
156
03/03/2021 11:56:24 2 1
bbc
Calm down, don't blow the froth off your latte
54
03/03/2021 11:45:33 13 5
bbc
100 is a lot without a second method of authentication, likewise all we are doing is filling data centres with interesting information about ourselves and our financial transactions - don’t worry it’s all anonymised... isn’t it ?
55
03/03/2021 11:45:40 3 3
bbc
I have one contactless card, on a small balance shopping account and ZERO overdraft facility.

Fine for buying milk and newspapers. Will have to make account balance smaller if I cannot reduce contactless limit below £100
185
03/03/2021 11:49:50 1 0
bbc
Get some cash!!!!
56
03/03/2021 11:45:58 20 5
bbc
One tap and £100 is gone? Need to leave all my cards at home otherwise too easy to over spend.
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
57
03/03/2021 11:46:02 62 2
bbc
And where do the banks get their money from!?
58
03/03/2021 11:46:11 114 7
bbc
Hmm. This seems uneccesary and a bad idea to me. What percentage of cord purchases are over the current limit? Typing in a PIN only takes a few seconds. Theft/fraud will happen, so the cost in fraud will be inevitably massive. If someone steals your card they could spend £100 before you get through to your bank, even if you notice immediately.
97
03/03/2021 11:50:13 108 9
bbc
If someone steals your card, they can spend £100 in one shop, then another £100 in the next shop....... You could be down £1,000 in an hour.
136
03/03/2021 11:54:45 4 1
bbc
Exactly.
42
03/03/2021 11:44:11 135 10
bbc
I'm all for more convenience in life but I think this is a bad idea. It will no doubt cause an increase in pick-pockets/card thefts.
59
03/03/2021 11:46:25 41 81
bbc
One option is to use your phone for all contactless payments and leaving your cards secure at home.
204
03/03/2021 12:01:51 36 7
bbc
Having everything on your phone is asking for trouble

What if it breaks?
What if it's lost or stolen?
Are you really 100% certain that your data is safe and secure?
305
03/03/2021 12:11:21 15 4
bbc
....for those who use a mobile
03/03/2021 14:28:05 3 0
bbc
That's fine till some malicious ... hacks into your phone!
03/03/2021 14:39:33 3 0
bbc
Was only a suggestion for one option, people. I do it for contactless stuff.
03/03/2021 16:57:36 0 0
bbc
sometimes i leave my phone at home for security
03/03/2021 17:09:27 1 1
bbc
If you have that kind of phone.
03/03/2021 17:17:40 2 3
bbc
Use your phone? My dad and FiL are both over 80. Both have mobiles but have no idea how they work. Myself? Pedant that still uses a (Nokia) Windows phone. No need for the bragging Apple cut-out in the covers.

My phone is for making calls. Phone calls. Nothing else...
13
03/03/2021 11:40:19 6 35
bbc
Great news, the sooner we get rid of cash the sooner criminal money becomes traceable, more taxes are collected not avoided and we can embrace the future. Anyone can get a bank account and debit card now, there is ZERO excuse. People who moan about cash disappearing need to just get on with it and move with the times.
60
03/03/2021 11:46:30 2 2
bbc
Because criminal networks only deal in cash.
3
03/03/2021 11:38:47 17 12
bbc
Cashless society being implemented, no more anonymity when making purchases.
61
03/03/2021 11:46:36 10 4
bbc
worse - I big system hack with cashless (probably NKR generated) and everyones money will just disappear....£100 a shot on a card will make it worth robbing someone for just there contactless cards and mobile phone...Contactless was for fast/low value transactions - £100 is not low value!
8
03/03/2021 11:39:43 330 11
bbc
Surely this should be an opt in / out option , I do feel that fraud and also people whom misplace there cards will be at risk
62
03/03/2021 11:46:40 58 56
bbc
Well said apart from using the incorrect "there" . . it should be "their". But on the real serious note, there is already the option of opting in/out as you can tell the issuing bank to make your card non-contactless. All our crads are contactless for the very reason you quote.
124
js
03/03/2021 11:53:27 47 5
bbc
cards not crads
138
Tj
03/03/2021 11:54:55 32 14
bbc
Ohh look at the grammer police but you can't even spell yourself. Crads.
161
03/03/2021 11:57:13 10 0
bbc
That's fine, except you should have written "cards" instead of "crads".
168
03/03/2021 11:58:08 8 0
bbc
Well said except for the incorrect spelling of cards.... ;)
179
TPB
03/03/2021 11:58:49 4 0
bbc
Oh dear, correcting Nurse’s English and then making two errors...
242
03/03/2021 12:04:36 2 1
bbc
I would also add that 'whom' is grammatically incorrect . 'Whom' is an object relative whereas you need the subject form to introduce the clause. Or was it just a typo??
250
03/03/2021 12:05:29 2 0
bbc
The option of opting in, is that optional?
412
03/03/2021 12:21:42 7 0
bbc
A bit ironic pulling someone up for a spelling mistake and then making a mistake with your spelling
448
03/03/2021 12:25:54 7 0
bbc
Not a good look picking someone up on their spelling, whilst also cocking it up yourself :)
453
03/03/2021 12:26:21 2 0
bbc
You can ask for non contactless cards but they automatically send a contactless one every renewal date and you then have to go through the whole rigmarole again.
469
03/03/2021 12:27:54 4 0
bbc
Well said, apart from using the incorrect 'crads' (and 'real' when you meant 'really')...
474
03/03/2021 12:28:05 2 0
bbc
I still haven't found a mainstream NON contactless credit card. So I am stuck with a contactless card that I didn't want.
I've found lots of contactless machines to be hyper-sensitive - so that when I've tried to do a conventional (safeguarded by the PIN) transaction, it's already gone through as a contactless sale. Which, considering how inherently insecure that is, does wind me up.
539
03/03/2021 12:34:36 0 0
bbc
Crads??
560
03/03/2021 12:38:03 0 0
bbc
Well said, except it should be ‘cards’ not ‘crads’. ! ! Stones and glass houses...
583
03/03/2021 12:40:21 0 0
bbc
"Well said apart from using the incorrect "there" . . it should be "their". But on the real serious note"

"really* serious note"
587
03/03/2021 12:31:44 2 0
bbc
Pedantry has it’s place but it’s not here
620
03/03/2021 12:43:25 0 0
bbc
"crads", priceless pedant error!
869
03/03/2021 13:19:47 0 0
bbc
Or cut the corner off the card to disable it. Less hassle than dealing with the bank
890
03/03/2021 13:22:37 1 0
bbc
How about the option to stay at £45.00 uless you opt in?
955
03/03/2021 13:38:10 0 0
bbc
As you seem a stickler for correct speeeling maybe you should look at how you spelled card ??
996
03/03/2021 13:47:11 0 0
bbc
Cards not crads
03/03/2021 13:56:37 0 0
bbc
My god, shoot that nurse. Or their will br hell to pay
03/03/2021 13:57:50 0 0
bbc
Nurse wrote the response. It wasn’t spoken. So you should has complemented the writing, not the speech.
03/03/2021 14:15:35 0 0
bbc
Well said.... Apart from the... crads.
03/03/2021 14:19:29 0 0
bbc
STOP NOW, we are not at school.
DrR
03/03/2021 14:20:02 0 0
bbc
Do you mean cards not crads?
03/03/2021 14:23:35 0 0
bbc
Crads? ??????
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
63
03/03/2021 11:46:40 46 1
bbc
and that cost is then passed on. Banks are not kind hearted, they will recuperate costs from customers.
23
03/03/2021 11:41:21 137 55
bbc
Big brother will be able to follow you all the time. Yes they can now, unless you use cash. Cash is King.
64
03/03/2021 11:46:42 11 7
bbc
You are not a self-employed sole trader, are you? They regularly offer 'discounts' for people who pay cash, as they claim 'not having to pay the VAT'.......and no doubt the Income Tax as well!!
443
03/03/2021 12:25:24 0 0
bbc
No
65
03/03/2021 11:46:52 11 13
bbc
The majority of people complaining that they are scared they won't be able to use cash are probably people who get paid cash in hand and do not want to declare for tax purposes.
90
03/03/2021 11:49:45 1 1
bbc
A bit like a lot of owners / businesses as well as workers
101
03/03/2021 11:50:35 2 0
bbc
If the banking system goes to pot - & it has happened - you can always count on cash.
Freedom of choice is what matters here.
116
sam
03/03/2021 11:52:22 1 1
bbc
You say that like its a bad thing!
153
03/03/2021 11:56:05 2 0
bbc
No. I rarely use cash just the odd pint of milk at a local shop. However unless you want you money stolen by the state with negative interest rates for example you would be a lot more sensible about cash. But then I have never used a card in a shop since we just signed a slip, not this code number thing! Cash is your freedom and safety. It must be made a crime not to accept it.
66
03/03/2021 11:46:58 4 8
bbc
No, no, no, no. Banks have enough to deal with already dealing with and covering fraud. Cash is on its way out and people need to come to terms with that. Maybe, customers could sign up to their own level, up to £100.00 but it becomes their responsibility, not their bank's.
82
03/03/2021 11:48:48 4 0
bbc
Sign up to a modern bank and you can disable contactless until you need it
67
03/03/2021 11:47:03 7 4
bbc
Oh just get on with it, another form of tagging/tracking etc etc

Our data is probably all over the place anyway bought and sold every day.

Nice to see we have litter cams tacking all the fast food addicts blatantly showering the roads with *rap.
103
03/03/2021 11:50:47 3 0
bbc
Absolutely agree with litter cams. A12 and A13 typlifies societies' attitude for the planet.
8
03/03/2021 11:39:43 330 11
bbc
Surely this should be an opt in / out option , I do feel that fraud and also people whom misplace there cards will be at risk
68
03/03/2021 11:47:29 21 8
bbc
The only thing at risk here is the English language. There cards?
03/03/2021 13:58:28 0 1
bbc
They're cards, not there cards!
DrR
03/03/2021 14:21:43 0 0
bbc
'There cards', a bit like 'there be dragons'. Or in this case 'there be crads' whatever they may be.
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
69
03/03/2021 11:47:41 42 1
bbc
It’s still fraud & YOU indirectly pay for the banks’ losses. Doh
30
03/03/2021 11:42:21 5 13
bbc
The bank, no one is at threat of fraud anymore
70
03/03/2021 11:47:55 6 1
bbc
And you don't think the banks offset the cost of fraud to their business in other ways then?? They just take the full hit, right??! Lol!!
71
03/03/2021 11:47:57 5 6
bbc
Another step closer to a cashless society where the banks have all the control, not the government or the Bank of England. Dangerous prospect but we all think it's so convenient we don't care.
Cash is king!
72
03/03/2021 11:47:57 19 1
bbc
Is it possible to request the card provider to remove the contactless function, or to request a lower limit? It's no big deal to key in a pin, especially if within a year the scourge of covid may be behind us. If credit cards have a limit agreed by the provider and customer, so different for each customer, then if debit card holders are happy with say a £30 limit on contactless, let them have it.
105
03/03/2021 11:50:53 5 1
bbc
yes you can request a card that doesn't offer the contactless facility
130
03/03/2021 11:54:09 2 0
bbc
I once had a stand up argument with a Manager in a Barclays Bank , she denied it was possible to have a debit card without “Contactless” I cancelled mine on the spot.

Went back a week later, spoke to a helpful counter clerk who ordered me a new non-proximity card without any hassle.

Now auto renews non-contact . Can be done.

Just insist if that is what you want.
73
03/03/2021 11:47:59 9 12
bbc
Totally the right decision for the way society is at the moment - all the oldies will complain about this (their topic of the day to complain about, I'm sure!!!) but if you don't like it, no one forces you to use it, just stick your card into the card reader......!!!!
104
03/03/2021 11:50:51 0 2
bbc
What card?
108
03/03/2021 11:51:03 3 0
bbc
This oldie is really glad he'll be able to just wave his plastic to pay for a tank of petrol for the Jag... :-)

You might want to consider that quite a few of us oldies have been fighting computers on a daily basis for well over 40 years!
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
74
03/03/2021 11:48:14 24 1
bbc
Who do you think the banks get their profits from
198
Bob
03/03/2021 12:00:42 2 1
bbc
Investment banking.
03/03/2021 13:56:33 0 0
bbc
interest, you wally
75
03/03/2021 11:48:15 175 6
bbc
If used more than once a day. You should have to input your personal pin number. Also people should have the option of reducing the limit.
338
03/03/2021 12:14:37 79 3
bbc
Agreed, the once a day thing would be a valuable safeguard, easily implemented I'd have thought
391
03/03/2021 12:19:27 5 1
bbc
Whilst I agree with the sentiment there is the problem that travelling around London using a contactless card necessitates multiple use when switching modes of transport.
403
DWP
03/03/2021 12:15:29 2 2
bbc
that makes sence
488
03/03/2021 12:29:20 9 1
bbc
At the moment I believe you need to enter your PIN after the fifth contactless transaction and/or have spent more than the culminative amount of €150 in several transactions. If this is the way forward I completely agree it should be down to the account holder how much they wish to spend on contactless transactions.
732
03/03/2021 12:56:57 1 2
bbc
But then it’s not contactless. You’re touching a keypad during a pandemic
23
03/03/2021 11:41:21 137 55
bbc
Big brother will be able to follow you all the time. Yes they can now, unless you use cash. Cash is King.
76
03/03/2021 11:48:17 6 2
bbc
Do you have a smartphone?!
110
03/03/2021 11:51:12 7 1
bbc
A smartphone can track where you are, true, but using browsers like DuckDuckGo can prevent every search you make being sold to advertising companies. Is that the case for credit card companies? If it is, I'm happy to be proved wrong, but I am a bit skeptical that my list of transactions can't be bought by the highest bidder.
365
03/03/2021 12:16:15 0 0
bbc
no reason not to attempt to minimize
485
03/03/2021 12:29:04 0 0
bbc
No
77
03/03/2021 11:48:37 12 6
bbc
Charity collectors in streets will now need to carry card machines as soon nobody will have a few pounds in their pockets to give to them. Wear your poppy with pride if you can find a way to pay for it?
220
Rob
03/03/2021 11:52:07 3 1
bbc
They do. I paid for my poppy last November with a card
221
03/03/2021 11:52:38 1 1
bbc
That would have the benefit of being more secure and less likely to be targeted for petty thieving, plus go straight into the correct charity account.
816
03/03/2021 13:10:58 0 1
bbc
No, no they won't. And what on earth has that got to do with the article? Nothing, of course. Couldn't you find a less relevant thing to say?
03/03/2021 14:08:39 0 0
bbc
They already do and it prevents them being mugged for the cash!
50
03/03/2021 11:45:13 11 2
bbc
Better leave your phone at home too.

If you think 'they' are that interested in you.
78
03/03/2021 11:48:43 3 4
bbc
I take it with me, just in case. BUT switch it off. duh
361
03/03/2021 12:15:56 2 1
bbc
And keep it in a tin box or wrapped in Aluminium foil.
03/03/2021 14:04:33 1 0
bbc
Off? with the batteries removed?

You see that switch on your phone, is it a physical clunk slide switch which is effectively a circuit break, or is it software controlled "soft button"?

You phone is not off dopey
03/03/2021 14:07:57 1 1
bbc
But just to add onto how paranoid you should be if you want to avoid being tracked. Stepping into electromagnetic field is enough to track you.

See those mobile phone towers? they use microwaves.
Guess what radar uses too?
Some students even demonstrated this using wifi routers

Most RFID tags do not have betteries, some can and do
How do you think these batteryless RFID tags are activated?
03/03/2021 14:11:02 1 2
bbc
Aaaaaand to add even further to your paranoia (honestly, any authentic intelligent person would be, living in the 21st century)

Radioactive isotopes can create a unique fingerprint in an individuals body which can then be tracked by satelite, don't worry though, these tactics are reserved for "special interests"
52
03/03/2021 11:45:22 11 11
bbc
People like you are the problem
79
03/03/2021 11:48:43 2 1
bbc
What is the problem that you think Robin represents?
Some might argue that people standing in the way of progress and clinging on to outdated and inefficient things like cash payments are the problem.
121
03/03/2021 11:52:48 2 0
bbc
I don’t see any problem. Using a card is far easier than handling cash.
52
03/03/2021 11:45:22 11 11
bbc
People like you are the problem
80
03/03/2021 11:48:44 2 0
bbc
What problem ?
81
03/03/2021 11:48:44 238 9
bbc
Why can't the cardholder just decide for themselves how much the limit should be in the app settings?
102
03/03/2021 11:50:44 28 23
bbc
Probably because you'd have to take on the liability for misuse of funds and the compliance around effectively informing you of that liability would be prohibitively complex.
120
03/03/2021 11:52:45 1 0
bbc
Good point Chief
310
03/03/2021 12:00:52 2 0
bbc
this is in the pipeline for some of the smarter banks and the rest will follow eventually.
470
03/03/2021 12:27:56 4 0
bbc
Exactly. We all have different overdrafts, (both limits & rates), you can change your PIN and there are many other bespoke settings to your account. Can't see that it would be that difficult to add to the mobile app of any bank. That may put a stop to the too little/too much arguments, (though I'm pretty sure some people would find other things to moan about).
667
03/03/2021 12:50:04 6 0
bbc
Because its not part of the EMV spec currently, would require writing this value back to the card (the merchant's terminal doesn't contact the bank immediately with contactless) - this isn't currently supported within the spec, and the spec isn't particularly easy to change (it stays very static given the compatibility required across many different types of terminals and payment situations...)
697
03/03/2021 12:53:35 0 0
bbc
because contactless is in the card, not in the app. and the limit is set by the provides, not the cards
806
03/03/2021 13:09:11 4 1
bbc
....because less that half of cardholders use APPs to control them, or even access their account online.
03/03/2021 14:43:42 0 0
bbc
You can with some banks, especially the online banks. For example with Revolut, through the app you can set limit, freeze the card, terminate the card, change the pin, on top of all that it allows you to have Disposable virtual card, you use it one time and it expires.. When going abroad it has really good exchange rates. It also allows you to trade in stocks and Crypto currency.
03/03/2021 14:45:29 2 0
bbc
Its set by shop terminals to all terminals not by the individual card..
03/03/2021 16:50:20 2 0
bbc
"App settings"? What are these? My card does not have any "apps".
03/03/2021 17:11:25 0 0
bbc
Maybe they do not have a mobile phone like me to change the app.
or
Do not use the card contactless , simple.
66
03/03/2021 11:46:58 4 8
bbc
No, no, no, no. Banks have enough to deal with already dealing with and covering fraud. Cash is on its way out and people need to come to terms with that. Maybe, customers could sign up to their own level, up to £100.00 but it becomes their responsibility, not their bank's.
82
03/03/2021 11:48:48 4 0
bbc
Sign up to a modern bank and you can disable contactless until you need it
Can we just decide ourselves how much we can have in the settings as it is with freeze, unfreeze card facilities. It has been too much to take during last 12 months and all decisions made for us and not necessarily for our good.
83
03/03/2021 11:48:49 16 1
bbc
Spot on. You can set your ATM withdrawal limit in the app, why not the contactless limit too?
19
03/03/2021 11:40:59 268 44
bbc
If your card is stolen the bank or used fraudulently the bank is obliged to reverse the transaction.
84
03/03/2021 11:49:15 56 41
bbc
Don't use common sense and reason, join in on the hyperbole
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
85
03/03/2021 11:49:23 22 1
bbc
And we pay the banks through their increasing fees.
86
03/03/2021 11:49:30 3 4
bbc
Next step will be shops removing pin pads and the cash register. You have a choice. Take it or leave it.
13
03/03/2021 11:40:19 6 35
bbc
Great news, the sooner we get rid of cash the sooner criminal money becomes traceable, more taxes are collected not avoided and we can embrace the future. Anyone can get a bank account and debit card now, there is ZERO excuse. People who moan about cash disappearing need to just get on with it and move with the times.
87
03/03/2021 11:49:34 4 2
bbc
We dont want to embrace the idiotic future.........people like you are the problem
30
03/03/2021 11:42:21 5 13
bbc
The bank, no one is at threat of fraud anymore
88
sam
03/03/2021 11:49:42 3 1
bbc
Doesn't that open up abuse of the spend limit?

Go on a spending spree and then phone up your bank and say "It wasn't me ".
781
03/03/2021 13:05:36 0 0
bbc
Yes, you can try that.
You could do that yesterday, too.
You could do that with a credit card in 1980, too
And theft is still theft.

Are you advocating this absurd, playground-esque antic as a clever way to steal money? Top tip: the banks don't let under 11s have debit cards, and the police still catch fraudsters. Especially stupid ones.
89
03/03/2021 11:49:44 2 4
bbc
What has this got to do with the treasury?? I thought contactless limits were private matters decided by visa/Mastercard etc.?
167
03/03/2021 11:58:08 1 0
bbc
The limits have to be approved by the treasury I think
65
03/03/2021 11:46:52 11 13
bbc
The majority of people complaining that they are scared they won't be able to use cash are probably people who get paid cash in hand and do not want to declare for tax purposes.
90
03/03/2021 11:49:45 1 1
bbc
A bit like a lot of owners / businesses as well as workers
91
03/03/2021 11:49:47 38 3
bbc
I can't think of a single situation where I am paying £100 for something and don't have the time to enter the pin code.

But I can think of this is something you would do if you had an agenda to go to a cashless society in the future.
139
03/03/2021 11:54:56 15 0
bbc
100% - no market pull for it, no real reason for it except to further a cashless society - I don't worry about traceability in cashless (there are always workarounds if really needed), I worry about systemic hacks/fraud meaning the wiping 100s of accounts etc...its just too much control over the money I legally earn and pay small fortune in PAYE to have..
696
03/03/2021 12:53:31 0 0
bbc
How does the higher limit before you need a PIN progress the "agenda for cashless"?

Got a payment card? Great. You're able to operate cashless, since about 1980...
Not got one? Good for you.
92
03/03/2021 11:49:47 5 4
bbc
All my contactless payments are made through my iPhone - virtually impossible to break the security (unless you are government body) so not worried if it gets lost/stolen
129
03/03/2021 11:53:57 1 0
bbc
Don't you have a cash card at all then?
93
03/03/2021 11:50:01 25 6
bbc
This should act as a thieves pay rise.

This contactless nonsense should be much more restricted if not banned.
752
03/03/2021 13:00:26 3 8
bbc
Stats please; how much is stolen from contactless cards? Or are you just having another hysterical reaction to change?

You're the same guy that wants all shops to close down, everything to be bought online, and teachers to be giving lessons online only.

How secure do you suppose that is, back in 1800 in your head?
94
03/03/2021 11:50:04 5 4
bbc
Most notes are now plastic and coins are metal.

If cash can transmit COVID then so can anything flat and plastic or metal...
28
03/03/2021 11:42:06 28 2
bbc
In my experience when a card was stolen and used multiple times in the hour before the theft was reported, the bank re-imbursed every payment.

What worries me is not the card being stolen but intra-family abuse - where family member "borrows" granny's debit card. The potential for that is serious
95
03/03/2021 11:50:07 11 0
bbc
Reckon they will take the same view when the fraud is measured in 1000s not 100s - I dont think so...
24
03/03/2021 11:41:21 400 29
bbc
I was quite happy to keep it at £45, think £100 is quite high say if you lose the card or it's stolen.
96
03/03/2021 11:50:12 263 13
bbc
Yes. For many people a quick succession of faraudulent £100 payments, made before the owner even knows their card is gone, could leave them without funds for bills, shopping, fuel to get to work. If it occurs at the wronmg time (around bank holidays), it can take auround 10 days to get the money back. If the limit is to be increased. banks need to make refunds for contactless fraud immediate.
197
03/03/2021 12:00:28 6 4
bbc
Spelling it as faraudulent is a fraud in itself!
402
03/03/2021 12:13:22 5 0
bbc
I agree i lost my card and it took about a week to get a replacement.
457
03/03/2021 12:26:37 13 0
bbc
Banks do make refunds straight away (same day) the problem is customers don't realise they have lost their cards in may cases, or think they have lost them at home and do not bother reporting the loss.....
Stupid idea to raise it that high, all it will result in is people having to enter their PIN more... Which is not exactly hard anyway.
519
03/03/2021 12:32:41 9 5
bbc
Precisely my argument. Yet I've had the single brain cell HYS folk try to argue how this will be stopped with "random PIN requests", and so on. I worry deeply for the future of this country, the current generations seem to have an IQ much lower than the maximum amount they're announcing contactless will allow. Jeeeeeeez.
624
03/03/2021 12:44:05 1 3
bbc
I am not sure of the detail, but (and I almost hate myself for saying it) I am not quite sure why the banks should be responsible if you carelessly lost a card. If you dropped £20 as you were trying to put it in your pocket should the Bank of England refund you...or the lat shop you were in...or the bank where you withdrew the money. There is a slight difference as it is a bank ‘product’ , but...
03/03/2021 15:32:30 1 0
bbc
£100 is £100 whether your rich or poor; no-one wants that money to disappear. The solution lies with how you mitigate against theft, and being able to cover your bills with savings (which few people have).
03/03/2021 16:11:05 2 0
bbc
Or you could lose your wallet after you've just drawn all your money out.. card fraud reversible. Lose your cash...
03/03/2021 16:09:37 1 1
bbc
Nonsense. The fraud teams at all banks and card companies work 24/7, including bank holidays.
03/03/2021 16:28:31 0 0
bbc
Don’t keep too much in the account linked to the card. Transfer from a different account if you need to.
03/03/2021 16:31:04 0 0
bbc
Problem is how does the bank know it's a fraudulent payment you have to prove it's not your fault otherwise what's to stop you making multiple payments then claiming it had been lost or stolen earlier that day????
58
03/03/2021 11:46:11 114 7
bbc
Hmm. This seems uneccesary and a bad idea to me. What percentage of cord purchases are over the current limit? Typing in a PIN only takes a few seconds. Theft/fraud will happen, so the cost in fraud will be inevitably massive. If someone steals your card they could spend £100 before you get through to your bank, even if you notice immediately.
97
03/03/2021 11:50:13 108 9
bbc
If someone steals your card, they can spend £100 in one shop, then another £100 in the next shop....... You could be down £1,000 in an hour.
160
03/03/2021 11:57:10 13 15
bbc
except there's a limit of 5 transactions before pin entry required. Or how about dont take your cards out and just use your damn phone? Smart payment wallets like Google and Apple pay are free and offer more security, and if your phone is stolen people still cant pay with it as they need your pin or fingerprint
231
03/03/2021 12:03:36 9 1
bbc
It depends on how good your bank's security is. Recently, I bought something in a store and ten minutes later decided to add to my original purchase in the same store. My bank immediately put a temporary block on the purchase as it was regarded as "suspicious activity". I then had to input a code into my phone app to proceed with the purchase.
03/03/2021 13:51:29 3 3
bbc
..."You could be down £1,000 in an hour."...

As someone who's been on the dole for the past 9 months, I find the concept of having £1000 in your bank pretty hard to grasp.
03/03/2021 13:59:01 2 0
bbc
Not if you use the phone app to block your card.
03/03/2021 14:49:06 0 0
bbc
ten minutes
03/03/2021 15:49:25 0 0
bbc
Just read that you will be required to enter pin if used in quick succession or for more than a certain total in a day
VoR
03/03/2021 16:13:38 1 0
bbc
Yeah, but at least you'd know that the guy that stole your card has probably caught Covid from going to so many shops.
03/03/2021 16:42:20 1 0
bbc
Then you call the bank, report the fraud and get the £1000 back same day.
03/03/2021 16:54:50 1 0
bbc
Only if the funds are there!
03/03/2021 17:21:49 0 0
bbc
no you can't - as you can't spend more than £150 via contactless without the system turning off the contactless function. You have to then do a Chip & PIN transaction to turn it back on
32
03/03/2021 11:42:32 22 206
bbc
So what the bank pays for it
98
03/03/2021 11:50:14 1 0
bbc
Yes they do.
99
03/03/2021 11:50:22 26 2
bbc
They introduced chip & pin as a quicker & more secure way of using a card than the old "signature strip check" that proceeded it,as anyone who stole or,ahem,"found a card (in Mothers/Grannies purse for example!) could simply copy the signature & away they go!!...With this bonkers idea,any semblance of "security safeguards" has gone out the window...no pin or signature needed anymore, just a card!
46
03/03/2021 11:44:51 2 4
bbc
It would be nice if Tesco and Asda accepted payments over £45 made with a phone, like Morrissons do.
100
03/03/2021 11:50:33 0 0
bbc
Asda do. Fun fact - Most places that specifically list Apple Pay, google pay etc as supported support higher than the standard contactless limit
135
03/03/2021 11:54:31 0 0
bbc
Ok, ours doesn't though.