450,000 families ‘behind on rent because of Covid’
16/02/2021 | news | business | 653
One in 20 private renters say they have been refused rent reductions, a report says.
1
16/02/2021 10:36:53 33 8
bbc
If people can't afford to pay their rent now then they are unlikely to be able to do so in a few months time.

Temporarily banning evictions is just delaying the inevitable.
123
16/02/2021 11:57:05 10 22
bbc
So you'd rather people are made homeless during a national crisis ?

You sound nice.
197
16/02/2021 12:56:11 1 2
bbc
I will not live forever. I might see 100. Any treatment for my nascent cancer is just delaying the inevitable.

Being out on the street in February is so much better than in June. Frost kills people, so your solution would seem effective, if a little draconian.
250
16/02/2021 13:22:45 3 2
bbc
What an idiotic comment, yeah lets just put c450k people on the street and lets see how that works out.
507
16/02/2021 16:05:36 1 0
bbc
You do make a valid point - regardless of whether people like it or not, evictions cannot and should not be held off indefinitely. Eventually the time will come and there will be casualties - when a tenant is in financial turmoil there are no winners. They will end up homeless one way or another - either via landlord's eviction or bank's repossession (if property mortgaged - many are).
2
16/02/2021 10:38:21 135 27
bbc
Before people wade in and bash landlords, remember there are a lot of them out there just renting out one property that may be their home while working abroad or similar. There are a lot of nightmare tenants out there only too happy to take advantage.
27
16/02/2021 10:56:26 37 108
bbc
Who's working abroad right now due to Covid?

The reality is that the property market has never been more divided between generation rent and the multi-home owning affluent investors. Blaming the tenants is just kicking them when they're down.
31
16/02/2021 10:57:52 19 1
bbc
Good point.
In a perfect world we would have all the good tenants with the equality good landlords. And the tenants from hell housed with the slum landlords.
42
16/02/2021 11:05:00 7 19
bbc
I agree that most are private small scale landlords, but you have to realise that if you can afford a second or third home to rent out then chances are you are a hell of a lot better off than those you are renting to.

It's a really tough situation, I feel bad for the tenants but if we were to side with the landlords we would soon have a homelessness issue
79
16/02/2021 11:38:12 3 8
bbc
Short term lets of a year are not the issue. The problems come from longer term letting which ought to be handled by the social housing sector.
115
16/02/2021 11:53:38 20 0
bbc
I looked into becoming a landlord but the returns when I actually calculated it were fairly shocking - homes
under the hammer is a lie!
116
16/02/2021 11:53:53 20 1
bbc
Exactly. I'm an accidental landlord because of the 2008 crash. My tenants don't pay and my mortgage doesn't get paid.
204
16/02/2021 12:59:14 3 1
bbc
There are landlords that do need to be bashed; since the right to buy vast swathes of once council properties are now in the hands of fewer and fewer people, with that tendency continuing. Some of them are in it for the money only and care little for their tenants.
279
16/02/2021 13:28:41 3 0
bbc
It only takes one bad tenant to undo years of good ones. Same with social housing on new estates, most people are delighted to benefit from it. but the one or two who break all the rules and have zero respect or consideration for those around them blight the whole area.
475
16/02/2021 15:29:58 0 4
bbc
There are a lot of nightmare tenants out there.
Are there? Prove it.
That is a bogus claim.
There are a lot of reality tv shows promoting the idea tenants are scammers, but the law is always on the side of the property owners.

New legislation is long overdue.
There should be an independent rent control body and property inspectors.
3
16/02/2021 10:39:49 4 13
bbc
If people were able to own their houses they wouldn't be behind in their rent.
6
16/02/2021 10:42:07 12 3
bbc
They would be behind in the mortgage instead ... and banks are ruthless at chasing debt
10
16/02/2021 10:43:55 3 2
bbc
No they would be behind on their mortgage instead. People through no fault of their own are struggling whether renting or paying a mortgage.
16
16/02/2021 10:49:10 2 1
bbc
This is very true and its always the rich and the pious who say "why don't people just rent " ......they never do though
21
16/02/2021 10:53:05 1 2
bbc
And if they weren't able to rent, right now they'd be out on the streets.
4
16/02/2021 10:34:31 52 13
bbc
I provided my tenants a 50% rent discount for 3 months last year.

Most private landlords treat their tenants with respect and consideration.
11
16/02/2021 10:44:22 16 88
bbc
"Most"

Just how many properties do you own, oh self-righteous property magnate?
23
16/02/2021 10:54:12 3 20
bbc
While this is better than no discount, why only 3 months when the pandemic and furlough has been going on for almost 12 now ?
90
16/02/2021 11:43:05 2 8
bbc
That's good of you. The problem is that standards across the private housing sector are ad-hoc at best. Renting should only be handled by the social housing sector which needs to be expanded.
120
16/02/2021 11:56:16 17 2
bbc
I let my tenant off with rent and found out later she was in receipt of full housing benefit. SILLY ME
248
16/02/2021 13:22:10 1 0
bbc
Well done if you did (I tend not to believe stories without evidence), but it is a huge leap to say "Most private landlords treat their tenants with respect and consideration."

You don't know that for a fact, and without a full investigation and report we will never know the percentages; but we do know there are a significant number of rogues.
5
16/02/2021 10:41:41 38 2
bbc
I have sympathy for anyone struggling in these difficult times. If landlords have agreed a reduction in charges for their tenants that's to be applauded. Some will not be able to, nor should it be expected as a right. Talk to your landlord and get a strategy in place if you can.
People with mortgages will not be getting any reductions and are also struggling.
39
16/02/2021 11:02:17 15 2
bbc
People often forget to talk first. Sometimes there is a little bit of wriggle room on both sides. But that is so dependent on circumstances. It’s not a one size fits all solution.
43
16/02/2021 11:05:10 2 7
bbc
"People with mortgages will not be getting any reductions"

They did get a 6 month payment holiday though?
261
16/02/2021 13:27:12 2 6
bbc
But people with mortgages did get help!
3
16/02/2021 10:39:49 4 13
bbc
If people were able to own their houses they wouldn't be behind in their rent.
6
16/02/2021 10:42:07 12 3
bbc
They would be behind in the mortgage instead ... and banks are ruthless at chasing debt
7
16/02/2021 10:42:21 105 28
bbc
A lot of people buy & rent properties for pension purposes & this side of the argument never seems to put across by the BBC. I am sure there ere are lots of dire landlords but i bet there there more nightmare tenants. Most rented properties have a mortgage which needs paying but people think rent is pure profit which it most cases it is not. BBC how about some balanced reporting for a change.
26
16/02/2021 10:55:04 41 59
bbc
Hi Dazza

Which point are you trying to make?

"A lot of people buy & rent properties for pension purposes"
"Most rented properties have a mortgage"

Using a BtL mortgage is simply investing for a pension, there are plenty of ways to do this which don't deprive someone the opportunity to own a home. It's therefore a selfish choice in the (often mistaken) belief it will provide a better return.
85
16/02/2021 11:40:51 9 11
bbc
Housing should be provided by the social housing sector and not private individuals. I could have invested in property myself but I recognise that this extra competition helps to drive up prices and that this is unfair for new young families.
295
16/02/2021 13:39:08 4 4
bbc
If you are greedy and have a buy to let as a 'pension' then they deserve to lose the lot, just like if they had bought shares that failed. These spivs are taking advantage of a grossly advantageous situation. Wide boys. Oh so clever. Try creating a real business making things people want to buy for your 'pension' not take the rigged market easy way out.
437
16/02/2021 14:54:51 1 1
bbc
Ohh interesting all the greedy landlords come out of the woodwork. Anyone buying property for a pension is clearly able to afford it and is therefore feeding the Ponzi scheme which is the UK housing market. Those at the top of the market get richer, the renters get poorer (as per this article) and struggle to enter the market due to BTL’ers
440
16/02/2021 14:56:48 1 1
bbc
Just to add, it’s funny to me that landlords claim that letting out their empty house is ‘providing a home for someone’ as if them no longer owning the house means it just disappears into thin air. I’m not sure why it’s so hard to understand that if BTL wasn’t a thing, houses would be more affordable for young families and less advantaged people.
8
16/02/2021 10:42:27 28 9
bbc
More evidence the collateral damage of all these restrictions is starting to mount up.
22
16/02/2021 10:53:06 11 10
bbc
It's interesting that you use the words 'collateral damage' when these restrictions are in place precisely to limit people dying needlessly, which is the very meaning of the term.
9
16/02/2021 10:43:35 12 11
bbc
Don't expect any sympathy from the sanctimonious who think that debt is entirely due to personal responsibility and not due to massively disruptive circumstances beyond people's control.
14
16/02/2021 10:48:00 13 5
bbc
If people are struggling to pay the rent because of loss of earnings that is fair enough..because these are un mitigated circumstances.

However if people get into debt because they choose poorly on what they spend their money on that is wrong
3
16/02/2021 10:39:49 4 13
bbc
If people were able to own their houses they wouldn't be behind in their rent.
10
16/02/2021 10:43:55 3 2
bbc
No they would be behind on their mortgage instead. People through no fault of their own are struggling whether renting or paying a mortgage.
4
16/02/2021 10:34:31 52 13
bbc
I provided my tenants a 50% rent discount for 3 months last year.

Most private landlords treat their tenants with respect and consideration.
11
16/02/2021 10:44:22 16 88
bbc
"Most"

Just how many properties do you own, oh self-righteous property magnate?
And how much tax do you pay constantly ratifying self-righteous hypercritic? Removed
185
16/02/2021 12:47:16 7 2
bbc
Barley, do you speak for ARLA or have some insight into "most"?

Strawcat, your unfounded abuse isn't helpful. Barley does a good thing, and you assume s/he's Gerald Rackman
187
16/02/2021 12:48:20 8 1
bbc
Just the one, to diversify retirement income.
12
16/02/2021 10:40:36 9 10
bbc
But it isn't coronavirus causing rent problems- It is government laws stopping people from working and earning a living to pay rent. How can you pay your rent if you are not allowed to work?
32
AMc
16/02/2021 10:59:01 10 2
bbc
Yeah you're right, let's all get back out and pretend the virus does not exist, and if we had done that you could just ignore the stench of piles of rotting corpses when the NHS collapsed.
You have no idea how better off we are, in many other European countries they've had curfews, heavy handed police on streets blocking any movement of & fining people.
125
16/02/2021 11:58:16 2 2
bbc
By spending the free furlough money or spending the free UC and housing benefit money?
13
16/02/2021 10:46:09 17 5
bbc
and yet the economy is like a coiled spring with everyone desperate to spend ££s in expensive restaurants......not so much tenants and many landlords it seems.
9
16/02/2021 10:43:35 12 11
bbc
Don't expect any sympathy from the sanctimonious who think that debt is entirely due to personal responsibility and not due to massively disruptive circumstances beyond people's control.
14
16/02/2021 10:48:00 13 5
bbc
If people are struggling to pay the rent because of loss of earnings that is fair enough..because these are un mitigated circumstances.

However if people get into debt because they choose poorly on what they spend their money on that is wrong
24
16/02/2021 10:54:32 3 6
bbc
You're just stereotyping people as feckless because it panders to your prejudice, in the same way that migrants were scapegoats. How about some compassion. After all, baby-boomer landlords are suffering terrible cash flow problems as a result.
YEAH ADMINBOY - because if you didn't know, your role in life is to be a slave to the elite, get into as much debt as possible for which they will charge you a sh*t ton of interest, pay your taxes and die. Don't you dare spend money on Sky so you can watch the match at the weekend after a tough 48 hour week you LAZY FECKLESS SOD. Removed
15
16/02/2021 10:48:43 10 9
bbc
The system at present heavily favours tenants over landlords. Landlords have to meet more and more (unnecessary) regulatory costs/checks, adding more cost. My pension was effectively trashed first by Gordon Brown's rule changes, then the 2008 aftermath. I get a net 3-4% return on my property after costs, which is taxable. We are hardly creaming it.....
3
16/02/2021 10:39:49 4 13
bbc
If people were able to own their houses they wouldn't be behind in their rent.
16
16/02/2021 10:49:10 2 1
bbc
This is very true and its always the rich and the pious who say "why don't people just rent " ......they never do though
17
16/02/2021 10:51:04 7 7
bbc
A shame Mrs Thatcher stopped all house building and started the whole charade of a housing shortage .... and now look at where we are today....
18
16/02/2021 10:51:10 15 6
bbc
This is the consequence of a lack of investment in social housing over the last 40 years, leaving the private rental market to substitute for the shortfall. Renting privately is more expensive than getting a mortgage so it is no surprise this is leading to homelessness for the most vulnerable.
376
16/02/2021 14:14:42 3 2
bbc
Nothing at all to do with the massive population increase over the same period?
19
AMc
16/02/2021 10:52:43 4 5
bbc
A consequence of current times. The sooner we can get the vaccines rolled out and Economy back up the better

Landlords have been very sympathetic providing significant reductions or 'rent holidays' at their cost whilst being taxed to death by HMRC

Financial institutions on the other hand will inevitably be ruthless whilst 'avoiding', sorry I mean 'actively seeking' means to reduce Tax liability
20
16/02/2021 10:52:55 7 2
bbc
Unfortunately the rental element of Universal Credit is limited to the Local Housing Allowance which often bears little resemblance to actual rents in the area. Then there's a requirement to pay at least 25% of Council Tax out of so called benefits and benefits being paid monthly in arrears. Both landlords and tenants are ill served by this system.
145
kr1
16/02/2021 12:14:28 10 4
bbc
benefits? guess that means free money provided by working tax payers.
3
16/02/2021 10:39:49 4 13
bbc
If people were able to own their houses they wouldn't be behind in their rent.
21
16/02/2021 10:53:05 1 2
bbc
And if they weren't able to rent, right now they'd be out on the streets.
174
16/02/2021 12:40:36 0 1
bbc
No they wouldn't because I think revolutionnow999 is advocating a fairer society that is more equitable, that taxes the super rich, Big Tech and corporations, goes after the 10 trillion dollars held in off shore tax havens and closes down things like 'Double Irish with a Dutch sandwich'.

https://www.private-eye.co.uk/registry
8
16/02/2021 10:42:27 28 9
bbc
More evidence the collateral damage of all these restrictions is starting to mount up.
22
16/02/2021 10:53:06 11 10
bbc
It's interesting that you use the words 'collateral damage' when these restrictions are in place precisely to limit people dying needlessly, which is the very meaning of the term.
252
16/02/2021 13:24:21 1 2
bbc
I think you’ll find that poverty is a big killer, that’s why we need a more diverse selection of people who are informing the government not just scientists. We have performed appalling compared to other countries with our restrictions and there are more impacts to come in the coming years.
4
16/02/2021 10:34:31 52 13
bbc
I provided my tenants a 50% rent discount for 3 months last year.

Most private landlords treat their tenants with respect and consideration.
23
16/02/2021 10:54:12 3 20
bbc
While this is better than no discount, why only 3 months when the pandemic and furlough has been going on for almost 12 now ?
134
16/02/2021 12:06:34 6 2
bbc
Because the free furlough money or the free UC/housing benefit money is being given to the tenant.
182
16/02/2021 12:42:15 7 1
bbc
Service charges, ground rent, insurance (all increased post Grenfell) & maintenance still has to be paid.
14
16/02/2021 10:48:00 13 5
bbc
If people are struggling to pay the rent because of loss of earnings that is fair enough..because these are un mitigated circumstances.

However if people get into debt because they choose poorly on what they spend their money on that is wrong
24
16/02/2021 10:54:32 3 6
bbc
You're just stereotyping people as feckless because it panders to your prejudice, in the same way that migrants were scapegoats. How about some compassion. After all, baby-boomer landlords are suffering terrible cash flow problems as a result.
And how much tax do you pay constantly ratifying self-righteous hypercritic? Removed
100
16/02/2021 11:47:01 4 1
bbc
What the hell are you talking about " prejudice"...I am merely pointing out that some people get in debt for being irresponsible and stupid and others get in debt for circumstances not of their own making.

I notice you have to mention the word migrant.....why, its irrelevant
126
16/02/2021 12:01:32 6 1
bbc
Most of those currently at the bottom of the pile are either young, disabled or indeed idle and feckless.

The young will work their way up and be back-filled by more young, the disabled are unfortunately stuck with limited opportunities, the feckless and idle have a culture of dependence and an inability to defer gratification and will always have their hands out for free stuff.
25
16/02/2021 10:54:43 8 5
bbc
Housebuilding has not kept up with population growth so there is a shortage in this area. The continued low interest rates encourage people to invest in property that gives ongoing income and long term capital growth.

We need more properties - reductions in population growth and higher interest rates
29
Bob
16/02/2021 10:57:07 0 1
bbc
And at times like this, it only gets worse. The Land Registry data shows the reduction in cash purchases is less than the reduction in mortgage backed purchases and in turn is less than first time buyer reduction.

Of course those people in a good position will be sure to kick up a stink when new house proposals come along.
77
16/02/2021 11:37:20 2 2
bbc
Housebuilding HAS kept up with population growth - in my life Britain has added 12 million homes & 12 million people. One each!

What housebuilding hasn't kept up with is more people living alone, more couples in 3 or 4 bed properties, more people owning 2nd & 3rd homes, more investing in empty homes kept empty as the price rises....
7
16/02/2021 10:42:21 105 28
bbc
A lot of people buy & rent properties for pension purposes & this side of the argument never seems to put across by the BBC. I am sure there ere are lots of dire landlords but i bet there there more nightmare tenants. Most rented properties have a mortgage which needs paying but people think rent is pure profit which it most cases it is not. BBC how about some balanced reporting for a change.
26
16/02/2021 10:55:04 41 59
bbc
Hi Dazza

Which point are you trying to make?

"A lot of people buy & rent properties for pension purposes"
"Most rented properties have a mortgage"

Using a BtL mortgage is simply investing for a pension, there are plenty of ways to do this which don't deprive someone the opportunity to own a home. It's therefore a selfish choice in the (often mistaken) belief it will provide a better return.
75
16/02/2021 11:36:47 12 8
bbc
Well its obviously lost on you ! Just love the property is theft brigade ! The very same people you want to avoid as tenents boys & girls
105
16/02/2021 11:49:50 20 6
bbc
Dazza that is nonsense "deprive someone the opportunity to own a home". You do realise that there are plenty of properties out there for sale? Some people choose to rent, some people choose to buy, and some are too lazy and expect it to be handed on a plate.
128
16/02/2021 12:03:32 14 7
bbc
A BTL does not "deprive someone the opportunity to own a home" - it provides a home for the millions of people who have moved to the UK over the past 20 years - where else would someone fresh off the boat from Romania live if not in a private rental?
391
16/02/2021 14:21:53 1 1
bbc
How many times did you make an investment of any kind purely on the basis that it would benefit someone else more than it would you?
2
16/02/2021 10:38:21 135 27
bbc
Before people wade in and bash landlords, remember there are a lot of them out there just renting out one property that may be their home while working abroad or similar. There are a lot of nightmare tenants out there only too happy to take advantage.
27
16/02/2021 10:56:26 37 108
bbc
Who's working abroad right now due to Covid?

The reality is that the property market has never been more divided between generation rent and the multi-home owning affluent investors. Blaming the tenants is just kicking them when they're down.
35
16/02/2021 11:00:05 23 2
bbc
We rented out my mother in law's house (now sold) to pay towards her dementia care before she passed away, fortunately we had good tenants but there will be others in the same boat not so lucky.
78
16/02/2021 11:37:52 21 3
bbc
when they refuse to pay you yep I take steps to get rid of them I have bills to pay as well.
124
16/02/2021 11:57:33 16 2
bbc
"Who's working abroad right now due to Covid?"

People on long term contracts perhaps? It's not illegal you know.

It's only become a concern for anyone else if they join the long list of those asking for a bail out.
271
16/02/2021 13:30:19 5 3
bbc
There are approx 2.7M private landlords in UK, most of whom rent one property. The multi home owning affluent investors of which you speak, are the likes of L & Q, Greystar and CBRE who BUILD TO RENT. This a rapidly expanding market and they rent 1000s of units. But you don't want to hear that. You just want to vilify a few people who've done well for themselves..
493
16/02/2021 15:54:35 2 0
bbc
Erm....how about people who just happened to be working abroad and were renting their UK property out before Covid became an issue? Strange that you don't seem able to comprehend that sometimes people's work takes them abroad (perhaps you have forgotten people did stuff pre-Covid!). Even if no one is at fault, the fact remains that in many cases there is a mortgage to be paid regardless.
524
16/02/2021 16:39:59 0 0
bbc
There are a lot of people working offshore they wouldn't come home for covid ---- why would they?
588
16/02/2021 19:14:54 1 0
bbc
Some people are based abroad and living under the rules of the country they are in. Plenty of foreign nationals here in the UK at present working very hard here.
Other people are working in a different part of the UK and renting where they are working. Many Landlords rely on rent to pay their Mortgage.
Other Landlords rely on the rent as their pension.
28
16/02/2021 10:57:00 107 15
bbc
Start building social housing. And when it is built, stop selling it off.
40
16/02/2021 11:02:34 25 46
bbc
Like Mrs Thatcher did....
97
16/02/2021 11:46:05 12 9
bbc
Absolutely! Thatcher had a lot to answer for including financial deregulation. Prior to Thatcher UK private sector debt never exceeded 75% of GDP. Now it stands at 220% of GDP dwarfing the 100% public sector debt. Similar moves in the US led to the worldwide financial crash of 2008.
117
16/02/2021 11:55:02 12 11
bbc
Inculcating a culture of welfare dependence is not the way forward - subsidised social housing is just another way of allowing the chosen takers to suckle on the teat of those that do contribute to the country.
137
16/02/2021 12:07:50 14 12
bbc
Social housing is terrible, give poor people something for nothing. All we've ended up with was ghettos and crime hotspots. The lazy underclass need to get off their gyro's and into the labour market.
199
16/02/2021 12:56:22 9 0
bbc
Start building affordable homes and pay decent wages so people don't have to rent.
242
16/02/2021 13:18:08 1 5
bbc
Nothing wrong with selling it off to the tenant - but you must replace it!
Aspirational home owning is not a crime!
264
16/02/2021 13:23:29 1 3
bbc
Councils, including Labour run ones, do not want to build council housing, because it becomes an expensive millstone in time, and the tenants cause a lot of headaches with bad behavior. A lot of the council houses sold off originally were due expensive updates and maintenance, things like double glazing, new boilers etc
628
17/02/2021 07:43:45 0 0
bbc
social housing that the tenants pay for, not the rest of us.
25
16/02/2021 10:54:43 8 5
bbc
Housebuilding has not kept up with population growth so there is a shortage in this area. The continued low interest rates encourage people to invest in property that gives ongoing income and long term capital growth.

We need more properties - reductions in population growth and higher interest rates
29
Bob
16/02/2021 10:57:07 0 1
bbc
And at times like this, it only gets worse. The Land Registry data shows the reduction in cash purchases is less than the reduction in mortgage backed purchases and in turn is less than first time buyer reduction.

Of course those people in a good position will be sure to kick up a stink when new house proposals come along.
11
16/02/2021 10:44:22 16 88
bbc
"Most"

Just how many properties do you own, oh self-righteous property magnate?
And how much tax do you pay constantly ratifying self-righteous hypercritic? Removed
2
16/02/2021 10:38:21 135 27
bbc
Before people wade in and bash landlords, remember there are a lot of them out there just renting out one property that may be their home while working abroad or similar. There are a lot of nightmare tenants out there only too happy to take advantage.
31
16/02/2021 10:57:52 19 1
bbc
Good point.
In a perfect world we would have all the good tenants with the equality good landlords. And the tenants from hell housed with the slum landlords.
12
16/02/2021 10:40:36 9 10
bbc
But it isn't coronavirus causing rent problems- It is government laws stopping people from working and earning a living to pay rent. How can you pay your rent if you are not allowed to work?
32
AMc
16/02/2021 10:59:01 10 2
bbc
Yeah you're right, let's all get back out and pretend the virus does not exist, and if we had done that you could just ignore the stench of piles of rotting corpses when the NHS collapsed.
You have no idea how better off we are, in many other European countries they've had curfews, heavy handed police on streets blocking any movement of & fining people.
24
16/02/2021 10:54:32 3 6
bbc
You're just stereotyping people as feckless because it panders to your prejudice, in the same way that migrants were scapegoats. How about some compassion. After all, baby-boomer landlords are suffering terrible cash flow problems as a result.
And how much tax do you pay constantly ratifying self-righteous hypercritic? Removed
34
16/02/2021 10:59:17 0 4
bbc
If half a million families are evicted, that will reduce the rent for everyone else I assume, including the evicted families who have had their arrears wiped out. Govt needs to step in with rent guarantee for those people.
51
16/02/2021 11:08:03 2 1
bbc
Evictions are prohibited at the present time!!!
246
16/02/2021 13:20:40 0 0
bbc
Umm, wrong at every thought.

If evicted, you still have the debt

If evicted, the landlord will not reduce the rent to cover their losses, but will increase it.

Government abolished rent guarantees in 1988.
27
16/02/2021 10:56:26 37 108
bbc
Who's working abroad right now due to Covid?

The reality is that the property market has never been more divided between generation rent and the multi-home owning affluent investors. Blaming the tenants is just kicking them when they're down.
35
16/02/2021 11:00:05 23 2
bbc
We rented out my mother in law's house (now sold) to pay towards her dementia care before she passed away, fortunately we had good tenants but there will be others in the same boat not so lucky.
36
16/02/2021 11:00:26 131 5
bbc
Two sides to the coin.

We need honest, decent and respectful landlords.

We also need honest, decent and respectful tenants.
45
16/02/2021 11:05:57 22 52
bbc
So what you're saying is that we need honest, decent and respectful people.

Original...
462
16/02/2021 15:19:24 1 4
bbc
We don't "need" either of these two groups of people.
463
16/02/2021 15:19:33 1 3
bbc
You don't need landlords. What a bogus argument.
Removed
37
16/02/2021 11:01:10 28 9
bbc
In the 80s there were 3M houses in the social sector.
Now there are 2M houses in the social sector.

The population and no of people living alone have increased but the reduction in supply is the biggest single issue.

Govt can change this by increasing the number of Council Houses being built with targeted grants to Local Authorities but the Tories are part funded by the private housebuilders...
114
16/02/2021 11:53:35 24 17
bbc
Supply of housing has increased, the issue is that demand has increased further. Immigration is the primary driver, followed by increased longevity and lower living densities.

Subsidised social housing is not the answer, it merely creates a culture of dependence in the occupants.
166
16/02/2021 12:29:23 8 1
bbc
But the Right to Buy needs to go. what point is there in building Social Housing if it is going to be taken out of the system by being sold?
38
16/02/2021 11:01:40 10 12
bbc
You have toxic Johnson and his merry band of ministers to thank for that, sheeple. "Take from the tax payers, and give to yourself", is the motto, I believe.
171
16/02/2021 12:35:11 3 2
bbc
couldnt resist could you
5
16/02/2021 10:41:41 38 2
bbc
I have sympathy for anyone struggling in these difficult times. If landlords have agreed a reduction in charges for their tenants that's to be applauded. Some will not be able to, nor should it be expected as a right. Talk to your landlord and get a strategy in place if you can.
People with mortgages will not be getting any reductions and are also struggling.
39
16/02/2021 11:02:17 15 2
bbc
People often forget to talk first. Sometimes there is a little bit of wriggle room on both sides. But that is so dependent on circumstances. It’s not a one size fits all solution.
28
16/02/2021 10:57:00 107 15
bbc
Start building social housing. And when it is built, stop selling it off.
40
16/02/2021 11:02:34 25 46
bbc
Like Mrs Thatcher did....
86
16/02/2021 11:41:11 12 4
bbc
And every subsequent Labour government.
183
16/02/2021 12:45:56 11 4
bbc
Blair sold off more, and built less, social housing than Thatcher. In 2013, Tom Copley, Labour's London housing spokesman, said "more council homes were built in the last year of Thatcher's government than were built in the 13 years of Labour government .. something we need to apologise for".

Not just a soundings like your post, but a fact
477
16/02/2021 15:31:43 2 0
bbc
34 down votes for the fact Thatcher sold off social housing.
Some HYS readers are completely detached from reality.
41
16/02/2021 11:04:09 5 5
bbc
If covid is the proven cause of arrears then the government should provide a LOAN with a realistic repayment schedule for the tennant. No one loses in the end
2
16/02/2021 10:38:21 135 27
bbc
Before people wade in and bash landlords, remember there are a lot of them out there just renting out one property that may be their home while working abroad or similar. There are a lot of nightmare tenants out there only too happy to take advantage.
42
16/02/2021 11:05:00 7 19
bbc
I agree that most are private small scale landlords, but you have to realise that if you can afford a second or third home to rent out then chances are you are a hell of a lot better off than those you are renting to.

It's a really tough situation, I feel bad for the tenants but if we were to side with the landlords we would soon have a homelessness issue
173
16/02/2021 12:40:08 7 5
bbc
"Would soon have a homelessness issue" ?

There already is a homelessness issue. Rough sleeping is the tip of that iceberg. Familes staying 6 to a room, others in grossly unsuitable B&Bs, 3+ year waiting lists, benefits reductions, and a net shortage of new homes being built / converted.

And no, this is nothing to do with migration; never has been. Homelessness is a long-running emergency.
291
16/02/2021 13:37:38 6 0
bbc
I rent my mum's house to a builder. It suits him to rent. I doubt I am better off than him. He pays his rent without fail, we maintain the property. He has looked after the property and he has done whatever repairs/maintenance required and has been paid for what work head done.
The neighbours all say how pleasant he and his sons are.
5
16/02/2021 10:41:41 38 2
bbc
I have sympathy for anyone struggling in these difficult times. If landlords have agreed a reduction in charges for their tenants that's to be applauded. Some will not be able to, nor should it be expected as a right. Talk to your landlord and get a strategy in place if you can.
People with mortgages will not be getting any reductions and are also struggling.
43
16/02/2021 11:05:10 2 7
bbc
"People with mortgages will not be getting any reductions"

They did get a 6 month payment holiday though?
132
16/02/2021 12:05:41 10 0
bbc
That is a delay of payment, not free money.
44
16/02/2021 11:05:45 74 10
bbc
450,000 families ‘behind on rent because of Covid’

As a landlord I have always taken the view treat people right and it mostly comes back to you. I charge a reasonable rent and maintain my properties to a very high standard as they are my pension. I have had tenants fall be hind but they communicate with me and we manage to work it out. I am lucky but many landlords are being fleeced by tenants.
52
16/02/2021 11:11:37 36 4
bbc
True there are bad tenants (when I became an accidental landlord, I had ones, who were family members who were terrible) but there are also bad landlords.
However one problem is that as people see property as their pension i.e. investments, means prices rise and less for actual homes.
Sell off of social housing was a disaster as is the lack of building of real affordable new housing
498
16/02/2021 16:01:38 1 2
bbc
If they don't like to be fleeced then don't be in the business. Yeah, but everyone knows property management is a lucrative business with the least risk. You pay the mortgage with rent money. Increased property prices are bonus. The word "landlord" is not originated without a reason. They are rarely on the other side of the coin.
527
16/02/2021 16:42:43 1 0
bbc
You sound like one of the great landlords unfortunately there is always more damning news about the bad landlords as always. Agree there are also tenants who don't respect he property they rent.
36
16/02/2021 11:00:26 131 5
bbc
Two sides to the coin.

We need honest, decent and respectful landlords.

We also need honest, decent and respectful tenants.
45
16/02/2021 11:05:57 22 52
bbc
So what you're saying is that we need honest, decent and respectful people.

Original...
95
16/02/2021 11:45:02 12 2
bbc
Completely get what both of you are saying.

It's a sad world when everybody seems to have to be identified and divided/defined by their 'community'

Maybe one day society and the media will simply treat people as people and we can all just get along.

Then again, maybe pigs will sprout wings and taxi for take-off.
254
16/02/2021 13:25:00 5 2
bbc
What a strange comment.
46
16/02/2021 11:06:36 24 10
bbc
The stamp duty freeze has added to the problem, incentivising landlords to buy more properties.

House prices need to go down not up.
73
16/02/2021 11:32:33 14 3
bbc
Landlords still have to pay an element of stamp duty when buying more properties, (3%). Yes, this is a reduction, but not enough to incentivise landlords to buy more, especially as the tax position on income is poor.
110
16/02/2021 11:51:19 4 0
bbc
Do you have any data to show the increase in BTL purchases during this stamp duty reduction (and noting landlords still pay the extra stamp duty)?
154
16/02/2021 12:22:49 5 2
bbc
As a person whose family are BTL landlords, it isn't as easy as that. They haven't bought a single property. Tax changes have made it harder for small BTL landlords to exist. You can only claim tax relief on a mortgage if you have changed to a Limited Company. But, to change all of your properties to holdings in the Limited Company, you have to pay Stamp Duty on each of them. Too dear for many.
552
16/02/2021 17:25:43 1 1
bbc
It's incentivised me to SELL my previous home which is rented out at the moment to provide income to pay my living costs
. Fed up with the tenants being treated with kid gloves by the government. There goes another property that could have provided housing for renters - I hope! I want nothing more to do with tenants.
47
16/02/2021 11:08:29 13 5
bbc
In 2020 @ 300,000 students paid £1.2bn in rent on properties they did not occupy
48
16/02/2021 11:09:13 10 8
bbc
Mrs Thatcher destroyed the housing market in the 80s. We are still dealing with the fallout as we speak... except Covid has made it worse!
56
16/02/2021 11:11:58 5 7
bbc
More like Labour in the 1960's with their high rise blocks of flats !
66
16/02/2021 11:25:54 0 1
bbc
And they have been been over 40 years to change it if therefore a problem!
84
16/02/2021 11:40:31 1 0
bbc
I tend to agree - right to buy was a decent idea, but not the huge discounts offered for long term tenants, nor the policy to prevent more social housing being built.

However, successive governments in the last 30 odd years haven't exactly helped - continuing right to buy, whilst failing to build the social housing required, together with not targetting stamp duty at multiple home owners.
151
16/02/2021 12:18:54 0 0
bbc
She did, to a degree, but there would be a lot of people that own their own house now, that wouldn't have been able to purchase without Right to Buy. But, if it was so bad, why didn't the Labour Government remove the right?
49
16/02/2021 11:05:56 5 8
bbc
Not because of covid! Because of lockdowns and restrictions!

As per the advice in the Great Barrington Declaration, we should have just isolated the most vulnerable. The economy and people's mental health would be in good shape, and there would have been fewer deaths.

And never forget that even a year on Sweden still has a lower death rate than the UK.
55
16/02/2021 11:15:07 7 0
bbc
And there are 131 other countries who have lower rates than Sweden. We know the UK did really bad, but so has Sweden.

Comparisons should be made with countries that have done well with the virus, not compare very bad with bad.
50
16/02/2021 11:06:47 14 5
bbc
Ah, that perenial BBC favorite the Resolution Foundation !!!

No analysis provided as to how the figures were arrived at and, of course, no questions raised by the BBC as to the validity of the claims !
61
MVS
16/02/2021 11:20:48 11 5
bbc
My thoughts exactly. A little bit of context as to who the research organisation is would help the BBC provide BALANCE and IMPARTIALITY!
152
16/02/2021 12:20:13 1 1
bbc
Interesting point. I wonder how the BBC treats the claims of a flat-Earther, climate change denier, etc. Either the BBC believes all claims or believes none. I'd rather the BBC tested all claims rather than simply parrot them. Those that take what is presented at face value are called names like twitter and facebook. The BBC are (or were), better than than that!
216
16/02/2021 13:03:40 0 3
bbc
You could find their website and learn all the facts

Or

You could shout "fake news" again, like you do all the time, and imply that the BBC should actually be putting a counter-case instead of reporting the news.
274
16/02/2021 13:31:54 3 0
bbc
The Resolution Foundation has an agenda... so their biases report is hardly surprising.

The BBC used to a a respectable news agency reporting the balanced truth.....now they pick 'news' and support it with 'facts' that suits them.
34
16/02/2021 10:59:17 0 4
bbc
If half a million families are evicted, that will reduce the rent for everyone else I assume, including the evicted families who have had their arrears wiped out. Govt needs to step in with rent guarantee for those people.
51
16/02/2021 11:08:03 2 1
bbc
Evictions are prohibited at the present time!!!
64
16/02/2021 11:23:13 0 1
bbc
Only until the end of March.
44
16/02/2021 11:05:45 74 10
bbc
450,000 families ‘behind on rent because of Covid’

As a landlord I have always taken the view treat people right and it mostly comes back to you. I charge a reasonable rent and maintain my properties to a very high standard as they are my pension. I have had tenants fall be hind but they communicate with me and we manage to work it out. I am lucky but many landlords are being fleeced by tenants.
52
16/02/2021 11:11:37 36 4
bbc
True there are bad tenants (when I became an accidental landlord, I had ones, who were family members who were terrible) but there are also bad landlords.
However one problem is that as people see property as their pension i.e. investments, means prices rise and less for actual homes.
Sell off of social housing was a disaster as is the lack of building of real affordable new housing
129
16/02/2021 12:04:01 5 2
bbc
"Sell off of social housing was a disaster as is the lack of building of real affordable new housing"

No, allowing the conditions to prevail which necessitated the introduction of "social housing" in the first place is the mistake, the second is not making sure tenants move out promptly when their financial position improves.
162
16/02/2021 12:27:07 1 2
bbc
There are many bad landlords, but rarely is anything done. My wife and father-in-law have a BTL business. We were invited to comment regarding plans for our local Authority to licence landlords (an additional cost). I said that Landlords should be rated, similar to an ebay rating, but so should tenants.
528
16/02/2021 16:43:08 0 0
bbc
Spot on!
14
16/02/2021 10:48:00 13 5
bbc
If people are struggling to pay the rent because of loss of earnings that is fair enough..because these are un mitigated circumstances.

However if people get into debt because they choose poorly on what they spend their money on that is wrong
YEAH ADMINBOY - because if you didn't know, your role in life is to be a slave to the elite, get into as much debt as possible for which they will charge you a sh*t ton of interest, pay your taxes and die. Don't you dare spend money on Sky so you can watch the match at the weekend after a tough 48 hour week you LAZY FECKLESS SOD. Removed
109
16/02/2021 11:51:07 4 1
bbc
What is wrong with you....I am just advocating that people live within their means..... I certainly have to because I 'aint rich.

Its not about the elite and I am all for helping those who fall down badly and need a financial helping hand
54
16/02/2021 11:14:26 9 4
bbc
A golden opportunity now exists in developing town centres where a huge number of shops have closed and are empty. This can be achieved with the right investment and design. We have a huge housing problem in this country and its a disgrace to have properties empty when young families are on the breadline.
148
16/02/2021 12:16:29 5 2
bbc
I totally agree. As someone whose family are landlords, I have often said the local authority could save money by change of use of offices to housing. The Right to Buy under Thatcher was excellent for many, including my Mum, who was able to own her own property and proud she was too. However, that did, and still does cause a massive problem.
512
16/02/2021 16:16:32 0 0
bbc
I have to agree with you - but with the caveat that the resulting housing must be of a high standard, energy efficient with decent amounts of living space. All too often when offices/industrials are converted, they end up as shoeboxes and those who live in them (not really by choice as often they can't afford anything else) suffer as a result of a developer's greed.
49
16/02/2021 11:05:56 5 8
bbc
Not because of covid! Because of lockdowns and restrictions!

As per the advice in the Great Barrington Declaration, we should have just isolated the most vulnerable. The economy and people's mental health would be in good shape, and there would have been fewer deaths.

And never forget that even a year on Sweden still has a lower death rate than the UK.
55
16/02/2021 11:15:07 7 0
bbc
And there are 131 other countries who have lower rates than Sweden. We know the UK did really bad, but so has Sweden.

Comparisons should be made with countries that have done well with the virus, not compare very bad with bad.
48
16/02/2021 11:09:13 10 8
bbc
Mrs Thatcher destroyed the housing market in the 80s. We are still dealing with the fallout as we speak... except Covid has made it worse!
56
16/02/2021 11:11:58 5 7
bbc
More like Labour in the 1960's with their high rise blocks of flats !
69
16/02/2021 11:29:40 3 2
bbc
Exactly - spending public money giving people housing with unneccessary luxuries like inside lavatories, and with rents at cost price too. Ruined the businesses of Rachman & all the other private landlords overnight. Outrageous!
57
16/02/2021 11:16:59 38 7
bbc
As Homer Simpson says it is easier to blame others then yourself.
We blame landlords, Government, Covid, etc.
But have we thought of cutting down on our spendings?
This should be easy with the lockdowns ring imposed regularly.
How are the people in countries in Africa, Asia and South America surviving, they don't get free hand outs as we do in the West.
Are we just scroungers?
81
16/02/2021 11:39:40 26 2
bbc
We have been encouraged to live on the never never and now that is going to be ending, real soon.....
522
16/02/2021 16:31:55 2 0
bbc
Some will say the good times are over but even if we have to tighten our belts it will never be as bad as the war years.
58
16/02/2021 11:17:01 75 17
bbc
Banning from eviction is a get out of jail free card for tenants who have no intention of paying. The laws are skewed in favour of bad tenants.
102
16/02/2021 11:47:49 47 11
bbc
It's like the Gov saying to Tesco that they're not allowed to stop someone from stealing from them - insane.
193
16/02/2021 12:53:18 6 6
bbc
The laws are "skewed" in favour of landlords; always have been, always will be.

Intentional rent arrears are a miniscule problem. Homelessness is a Big Issue that keeps being ignored... while pay and benefits shrink, rents rise, and *fair* rent regulation vanishes.

The market will provide only for those with enough, never for those without. Hence state subsidy in all developed economies.
231
16/02/2021 13:12:00 6 2
bbc
Like the tenant who was getting full renting allowance and said to myself I can't afford to pay all the rent. So tenant was let off with 50%. When I contacted housing they informed myself she was getting 100% allowance. Not just that they paid all her arrears back. WHY BOTHER WORKING
546
16/02/2021 17:11:26 1 1
bbc
Couldn't put it better myself. so many tenants just abuse the system - mine for sure!!
59
16/02/2021 11:19:36 8 3
bbc
theres going to be quiet a few homeless soon
60
16/02/2021 11:20:19 9 9
bbc
Plenty of bad landlords and bad tenants.

Plenty of rich landlords and poor tenants.

The Germans have a much better system to rent properties. The Germans are better than the British when it comes to organisation and fairness.
68
16/02/2021 11:28:55 5 1
bbc
Our system obsesses with home ownership as if renting should only be something temporary
80
16/02/2021 11:38:16 2 1
bbc
You mean their rent control system which the evidence shows has no effect on controlling rents?

Personally I would be in favour of allowing longer than 12 month leases without imposing additional obligations on l/lords or new rights on tenants. I think that is something the Germans do.
142
16/02/2021 12:12:30 0 2
bbc
I would disagree with your claim 'Plenty of rich landlords and poor tenants'. My wife and father-in-law have a business he began over 50 years ago. The time of the 'Fair Rents Act', which to a degree still applies. On occasion he has had a tenant complain about a rent increase. The Fair Rents Officer has always upheld his increase as their rents are fair. They are by no means rich.
430
16/02/2021 14:52:17 0 0
bbc
They have certainly proved highly organised in the past.
50
16/02/2021 11:06:47 14 5
bbc
Ah, that perenial BBC favorite the Resolution Foundation !!!

No analysis provided as to how the figures were arrived at and, of course, no questions raised by the BBC as to the validity of the claims !
61
MVS
16/02/2021 11:20:48 11 5
bbc
My thoughts exactly. A little bit of context as to who the research organisation is would help the BBC provide BALANCE and IMPARTIALITY!
62
16/02/2021 11:22:52 50 4
bbc
I know of someone who decided to stop paying rent early last year and has been living rent-free ever since, since his landlord can't get him out. He's been able to milk the system for all it's worth.

These covid restrictions are a god-send for some, that's for sure.
415
16/02/2021 14:43:15 6 1
bbc
Don't tell Oracle. You get jumped on for spreading hearsay.
416
16/02/2021 14:41:57 3 0
bbc
Same here. Thousands out of pocket but still have mortgage to pay to keep a roof over tenants head!

Law needs to take individual circumstances into account rather than a blanket suspension of evictions
63
16/02/2021 11:22:59 5 3
bbc
The buy to let boom effectively privatised the rental market with the promise of big returns yet, as always, big returns come with risk. In past times the local authorities would have picked up the tab on rent arrears (aka us), now it's the private landlords. How many took out adequate insurance to cover this? Does this cover even exist? One for the future if we are to learn this lesson.
96
16/02/2021 11:45:35 6 2
bbc
The "big" returns aren't that big. Typically a net below 5%.
230
16/02/2021 13:11:18 0 2
bbc
"In past times the local authorities would have picked up the tab on rent arrears (aka us),"

Explain. Councils are , and always have been, *legally required* to chase debts and use the same methods as anyone else would.

"Bad tenant" insurance exists. Ask the internet. It's already on your screen.
51
16/02/2021 11:08:03 2 1
bbc
Evictions are prohibited at the present time!!!
64
16/02/2021 11:23:13 0 1
bbc
Only until the end of March.
65
16/02/2021 11:23:51 8 3
bbc
Eviction should never be a solution. It will create more burden/admin on the taxpayers. If all these pro tenant media are so concerned about the welfare of the tenants, they would ask for the pain of this pandemic to be distributed equally amongst councils, government, banks, landlords and tenants. Vilifying landlords and asking them to take the full hit is not the solution.
72
16/02/2021 11:31:58 6 6
bbc
It's not vilifying landlords, it is just that a private landlord sector makes no sense. The standards being applied by landlords is very ad-hoc and inconsistent. We need a much larger social rental sector. Private landlord competition for houses just helps to push up prices.
48
16/02/2021 11:09:13 10 8
bbc
Mrs Thatcher destroyed the housing market in the 80s. We are still dealing with the fallout as we speak... except Covid has made it worse!
66
16/02/2021 11:25:54 0 1
bbc
And they have been been over 40 years to change it if therefore a problem!
67
TS
16/02/2021 11:26:11 14 6
bbc
This is very unbalanced reporting. Yes only 3% of private renters have negotiated a rent reduction which is poor compared to people who could take mortgage holidays.

BUT the report also states that only 1% social housing renters managed to achieve a rent reduction.

Maybe the headline should be: "You're three times more likely to get a rent reduction from a private landlord than a social one."
74
16/02/2021 11:33:47 11 6
bbc
No, it means that social housing is more affordable.
89
16/02/2021 11:42:47 3 1
bbc
A rent reduction sounds like an absolute amount as opposed to a deferment of payment.
60
16/02/2021 11:20:19 9 9
bbc
Plenty of bad landlords and bad tenants.

Plenty of rich landlords and poor tenants.

The Germans have a much better system to rent properties. The Germans are better than the British when it comes to organisation and fairness.
68
16/02/2021 11:28:55 5 1
bbc
Our system obsesses with home ownership as if renting should only be something temporary
56
16/02/2021 11:11:58 5 7
bbc
More like Labour in the 1960's with their high rise blocks of flats !
69
16/02/2021 11:29:40 3 2
bbc
Exactly - spending public money giving people housing with unneccessary luxuries like inside lavatories, and with rents at cost price too. Ruined the businesses of Rachman & all the other private landlords overnight. Outrageous!
107
16/02/2021 11:50:17 1 4
bbc
People should not expect to live subsidised existences for their entire lives, social housing should only be for those disabled etc, not able-bodied people who are unable to defer gratification.
70
16/02/2021 11:30:01 4 10
bbc
Spare a thought for the poor Tory landlords who are suffering from loss of rent.

This is what happens when their tenants lose their jobs due to Brexit.
88
16/02/2021 11:41:29 4 4
bbc
Certainly the reduction in immigration that may be driven by Brexit will reduce the expansion of demand for housing and will moderate rents.
243
16/02/2021 13:18:50 1 0
bbc
Not all landlords are Tories. Have you looked at the youth unemployment figures in southern E.U. states?
71
jay
16/02/2021 11:30:38 12 5
bbc
Tent city coming to a town near you soon ??
229
16/02/2021 13:10:34 5 0
bbc
Time to invest in tents!
65
16/02/2021 11:23:51 8 3
bbc
Eviction should never be a solution. It will create more burden/admin on the taxpayers. If all these pro tenant media are so concerned about the welfare of the tenants, they would ask for the pain of this pandemic to be distributed equally amongst councils, government, banks, landlords and tenants. Vilifying landlords and asking them to take the full hit is not the solution.
72
16/02/2021 11:31:58 6 6
bbc
It's not vilifying landlords, it is just that a private landlord sector makes no sense. The standards being applied by landlords is very ad-hoc and inconsistent. We need a much larger social rental sector. Private landlord competition for houses just helps to push up prices.
94
16/02/2021 11:44:45 2 0
bbc
The tenure is immaterial - there is demand-side pressure across private rentals, social rentals and owner-occupied. A population growth rate since yr2,000 that is five times that of the 70's and 80's will do that.
652
17/02/2021 15:13:54 0 0
bbc
Private landlords are a reality currently. Wishing landlords to go away is a long term aspiration which can be debated on both sides. In the here and now we need a solution to help the tenants/landlords. Not just ideological discussions about why landlords should not exist.
46
16/02/2021 11:06:36 24 10
bbc
The stamp duty freeze has added to the problem, incentivising landlords to buy more properties.

House prices need to go down not up.
73
16/02/2021 11:32:33 14 3
bbc
Landlords still have to pay an element of stamp duty when buying more properties, (3%). Yes, this is a reduction, but not enough to incentivise landlords to buy more, especially as the tax position on income is poor.
67
TS
16/02/2021 11:26:11 14 6
bbc
This is very unbalanced reporting. Yes only 3% of private renters have negotiated a rent reduction which is poor compared to people who could take mortgage holidays.

BUT the report also states that only 1% social housing renters managed to achieve a rent reduction.

Maybe the headline should be: "You're three times more likely to get a rent reduction from a private landlord than a social one."
74
16/02/2021 11:33:47 11 6
bbc
No, it means that social housing is more affordable.
26
16/02/2021 10:55:04 41 59
bbc
Hi Dazza

Which point are you trying to make?

"A lot of people buy & rent properties for pension purposes"
"Most rented properties have a mortgage"

Using a BtL mortgage is simply investing for a pension, there are plenty of ways to do this which don't deprive someone the opportunity to own a home. It's therefore a selfish choice in the (often mistaken) belief it will provide a better return.
75
16/02/2021 11:36:47 12 8
bbc
Well its obviously lost on you ! Just love the property is theft brigade ! The very same people you want to avoid as tenents boys & girls
83
16/02/2021 11:40:22 5 5
bbc
Yep.
76
16/02/2021 11:37:11 74 7
bbc
I'm a BTL landlord. It used to by my home but after my divorce the only way I could keep it was to buy my ex out of their half and turn it into a BTL property. I now rent a much smaller home.

I had a nightmare tenant who didn't pay rent, damaged the property and left with little warning. I had to pay for everything.

Not all landlords are tycoons and not all tenants are victims.
82
16/02/2021 11:40:13 33 3
bbc
Do you know something I have been saying that for years

I have come to the conclusion that for every bad landlord there is a bad tenant and for every bad tenant there is a bad landlord.

People I suppose
93
16/02/2021 11:44:44 3 7
bbc
Fully accept what you are saying, and as ever there are two sides to every story, but it frustrates me the number of landlords on programmes telling us how a bad tenant has destroyed their lives, then blithely renting out again. It makes no sense - never heard of once bitten twice shy?
25
16/02/2021 10:54:43 8 5
bbc
Housebuilding has not kept up with population growth so there is a shortage in this area. The continued low interest rates encourage people to invest in property that gives ongoing income and long term capital growth.

We need more properties - reductions in population growth and higher interest rates
77
16/02/2021 11:37:20 2 2
bbc
Housebuilding HAS kept up with population growth - in my life Britain has added 12 million homes & 12 million people. One each!

What housebuilding hasn't kept up with is more people living alone, more couples in 3 or 4 bed properties, more people owning 2nd & 3rd homes, more investing in empty homes kept empty as the price rises....
122
16/02/2021 11:56:58 3 2
bbc
NO - housebuilding HAS kept up with reduced living densities, second homes etc, what it hasn't kept up with is population growth via mass migration.

All depends upon how you want to look at it.
27
16/02/2021 10:56:26 37 108
bbc
Who's working abroad right now due to Covid?

The reality is that the property market has never been more divided between generation rent and the multi-home owning affluent investors. Blaming the tenants is just kicking them when they're down.
78
16/02/2021 11:37:52 21 3
bbc
when they refuse to pay you yep I take steps to get rid of them I have bills to pay as well.
165
16/02/2021 12:29:19 3 15
bbc
If you were that hard up you'd sell the house.
2
16/02/2021 10:38:21 135 27
bbc
Before people wade in and bash landlords, remember there are a lot of them out there just renting out one property that may be their home while working abroad or similar. There are a lot of nightmare tenants out there only too happy to take advantage.
79
16/02/2021 11:38:12 3 8
bbc
Short term lets of a year are not the issue. The problems come from longer term letting which ought to be handled by the social housing sector.
60
16/02/2021 11:20:19 9 9
bbc
Plenty of bad landlords and bad tenants.

Plenty of rich landlords and poor tenants.

The Germans have a much better system to rent properties. The Germans are better than the British when it comes to organisation and fairness.
80
16/02/2021 11:38:16 2 1
bbc
You mean their rent control system which the evidence shows has no effect on controlling rents?

Personally I would be in favour of allowing longer than 12 month leases without imposing additional obligations on l/lords or new rights on tenants. I think that is something the Germans do.
101
16/02/2021 11:47:11 2 1
bbc
I think longer tenancies would be a great idea ..... but combined with quicker evictions.
57
16/02/2021 11:16:59 38 7
bbc
As Homer Simpson says it is easier to blame others then yourself.
We blame landlords, Government, Covid, etc.
But have we thought of cutting down on our spendings?
This should be easy with the lockdowns ring imposed regularly.
How are the people in countries in Africa, Asia and South America surviving, they don't get free hand outs as we do in the West.
Are we just scroungers?
81
16/02/2021 11:39:40 26 2
bbc
We have been encouraged to live on the never never and now that is going to be ending, real soon.....
76
16/02/2021 11:37:11 74 7
bbc
I'm a BTL landlord. It used to by my home but after my divorce the only way I could keep it was to buy my ex out of their half and turn it into a BTL property. I now rent a much smaller home.

I had a nightmare tenant who didn't pay rent, damaged the property and left with little warning. I had to pay for everything.

Not all landlords are tycoons and not all tenants are victims.
82
16/02/2021 11:40:13 33 3
bbc
Do you know something I have been saying that for years

I have come to the conclusion that for every bad landlord there is a bad tenant and for every bad tenant there is a bad landlord.

People I suppose
141
16/02/2021 12:10:20 8 0
bbc
It's a tragedy that we cannot saddle a bad landlord with the bad tenants and pair up a good landlord with good tenants.
259
16/02/2021 13:26:23 1 4
bbc
That seems to be very likely and a more reasonable one that has been portrayed on this HYS, which is that the problem is just bad tenants!
75
16/02/2021 11:36:47 12 8
bbc
Well its obviously lost on you ! Just love the property is theft brigade ! The very same people you want to avoid as tenents boys & girls
83
16/02/2021 11:40:22 5 5
bbc
Yep.
48
16/02/2021 11:09:13 10 8
bbc
Mrs Thatcher destroyed the housing market in the 80s. We are still dealing with the fallout as we speak... except Covid has made it worse!
84
16/02/2021 11:40:31 1 0
bbc
I tend to agree - right to buy was a decent idea, but not the huge discounts offered for long term tenants, nor the policy to prevent more social housing being built.

However, successive governments in the last 30 odd years haven't exactly helped - continuing right to buy, whilst failing to build the social housing required, together with not targetting stamp duty at multiple home owners.
7
16/02/2021 10:42:21 105 28
bbc
A lot of people buy & rent properties for pension purposes & this side of the argument never seems to put across by the BBC. I am sure there ere are lots of dire landlords but i bet there there more nightmare tenants. Most rented properties have a mortgage which needs paying but people think rent is pure profit which it most cases it is not. BBC how about some balanced reporting for a change.
85
16/02/2021 11:40:51 9 11
bbc
Housing should be provided by the social housing sector and not private individuals. I could have invested in property myself but I recognise that this extra competition helps to drive up prices and that this is unfair for new young families.
130
16/02/2021 12:04:50 7 10
bbc
The government should not be involved in providing housing except for those disabled. We live in a market economy and creating a culture of dependence via subsidised housing only goes to shift the cost burden onto the shoulders of others.
178
16/02/2021 12:43:09 1 1
bbc
Do us a favour, you just didn't fancy it.
203
16/02/2021 12:59:13 1 4
bbc
Its called choice princess !
565
16/02/2021 17:47:52 1 0
bbc
Sorry LV, there are too many conflicts of interest with the owner being the same as the local regulator and inspector.
40
16/02/2021 11:02:34 25 46
bbc
Like Mrs Thatcher did....
86
16/02/2021 11:41:11 12 4
bbc
And every subsequent Labour government.
87
16/02/2021 11:41:16 5 2
bbc
Hugely one sided article and a lot of ill informed comments here.
70
16/02/2021 11:30:01 4 10
bbc
Spare a thought for the poor Tory landlords who are suffering from loss of rent.

This is what happens when their tenants lose their jobs due to Brexit.
88
16/02/2021 11:41:29 4 4
bbc
Certainly the reduction in immigration that may be driven by Brexit will reduce the expansion of demand for housing and will moderate rents.
103
16/02/2021 11:48:51 0 1
bbc
immigration has gone up since Brexit, just not from Europe
104
16/02/2021 11:49:26 0 2
bbc
Err no, the population will continue to increase. EU citizens have settled status. Non-EU citizens will fill the gaps for seasonal workers. Your xenophobia backfired.
67
TS
16/02/2021 11:26:11 14 6
bbc
This is very unbalanced reporting. Yes only 3% of private renters have negotiated a rent reduction which is poor compared to people who could take mortgage holidays.

BUT the report also states that only 1% social housing renters managed to achieve a rent reduction.

Maybe the headline should be: "You're three times more likely to get a rent reduction from a private landlord than a social one."
89
16/02/2021 11:42:47 3 1
bbc
A rent reduction sounds like an absolute amount as opposed to a deferment of payment.
4
16/02/2021 10:34:31 52 13
bbc
I provided my tenants a 50% rent discount for 3 months last year.

Most private landlords treat their tenants with respect and consideration.
90
16/02/2021 11:43:05 2 8
bbc
That's good of you. The problem is that standards across the private housing sector are ad-hoc at best. Renting should only be handled by the social housing sector which needs to be expanded.
282
16/02/2021 13:34:15 5 0
bbc
Doubt many landlords take home the salaries enjoyed by the chief execs of the housing associations.
91
16/02/2021 11:43:15 2 2
bbc
The people most likely to rent are people on low income jobs and when the government stops a lot of these jobs what do you expect no money to pay rent. Furlough my son is a hairdresser and gets £200 a month in Furlough out of that he has to pay £450 a month in rent.
143
16/02/2021 12:12:55 5 1
bbc
Is that furlough 80% of what he was earning a money? Was he only earning £250 a month beforehand?

Universal credit with housing benefit would pay a lot, lot more, likely cover the rent entirely and a further £425 a month.
169
16/02/2021 12:32:59 3 0
bbc
if his furlough is £200, his usual income is £250
Guess he had a problem before he was furloughed too !
92
16/02/2021 11:44:14 6 0
bbc
There's one thing for sure - if you are in the top 20% or bottom 20% you'll be okay.
It's the 60% jam in the sandwich that will finally pay the bill somewhere down the line.
76
16/02/2021 11:37:11 74 7
bbc
I'm a BTL landlord. It used to by my home but after my divorce the only way I could keep it was to buy my ex out of their half and turn it into a BTL property. I now rent a much smaller home.

I had a nightmare tenant who didn't pay rent, damaged the property and left with little warning. I had to pay for everything.

Not all landlords are tycoons and not all tenants are victims.
93
16/02/2021 11:44:44 3 7
bbc
Fully accept what you are saying, and as ever there are two sides to every story, but it frustrates me the number of landlords on programmes telling us how a bad tenant has destroyed their lives, then blithely renting out again. It makes no sense - never heard of once bitten twice shy?
355
16/02/2021 14:06:42 3 0
bbc
The problem is with that logic I'd never find love or get married again either.

Risk is unavoidable and I want to keep my faith in people.
72
16/02/2021 11:31:58 6 6
bbc
It's not vilifying landlords, it is just that a private landlord sector makes no sense. The standards being applied by landlords is very ad-hoc and inconsistent. We need a much larger social rental sector. Private landlord competition for houses just helps to push up prices.
94
16/02/2021 11:44:45 2 0
bbc
The tenure is immaterial - there is demand-side pressure across private rentals, social rentals and owner-occupied. A population growth rate since yr2,000 that is five times that of the 70's and 80's will do that.
45
16/02/2021 11:05:57 22 52
bbc
So what you're saying is that we need honest, decent and respectful people.

Original...
95
16/02/2021 11:45:02 12 2
bbc
Completely get what both of you are saying.

It's a sad world when everybody seems to have to be identified and divided/defined by their 'community'

Maybe one day society and the media will simply treat people as people and we can all just get along.

Then again, maybe pigs will sprout wings and taxi for take-off.
63
16/02/2021 11:22:59 5 3
bbc
The buy to let boom effectively privatised the rental market with the promise of big returns yet, as always, big returns come with risk. In past times the local authorities would have picked up the tab on rent arrears (aka us), now it's the private landlords. How many took out adequate insurance to cover this? Does this cover even exist? One for the future if we are to learn this lesson.
96
16/02/2021 11:45:35 6 2
bbc
The "big" returns aren't that big. Typically a net below 5%.
184
16/02/2021 12:46:12 1 1
bbc
property not increasing in value then?
28
16/02/2021 10:57:00 107 15
bbc
Start building social housing. And when it is built, stop selling it off.
97
16/02/2021 11:46:05 12 9
bbc
Absolutely! Thatcher had a lot to answer for including financial deregulation. Prior to Thatcher UK private sector debt never exceeded 75% of GDP. Now it stands at 220% of GDP dwarfing the 100% public sector debt. Similar moves in the US led to the worldwide financial crash of 2008.
159
16/02/2021 12:25:14 7 3
bbc
How much of that was accrued under Labour governments?
535
16/02/2021 16:54:10 0 0
bbc
Quick question, weren't Labour in power at some point after Thatcher?
98
16/02/2021 11:46:54 10 2
bbc
sadly everything is about money . you cant get away from it. what do people expect if your source of income is less. what can you do. i do feel rent should go direct to the landlord.many dont pay when it is payed directly to them and that isnt right. i rent privatly. one room.im in work and i manage the first thing i do is pay the rent by standing order it is the most important bill to pay.
99
16/02/2021 11:46:59 4 5
bbc
People forget sometimes that we live under a capitalist system. As such, there’s nothing wrong or greedy about somebody investing in buy-to-rent property.
Those who clearly have a bee in their socialist bonnet about private landlord would have us believe that private renters should not only be offered a reduction in rent but can live rent-free for as long as they want.
106
16/02/2021 11:49:52 6 4
bbc
Capitalist society? You're joking - this is the most Socialist Tory Govt I've ever witnessed and capitalists have willingly accepted loads of socialist hand-outs.
Capitalism only serves people when they are making money - otherwise it sucks
136
16/02/2021 12:07:34 1 1
bbc
The only time it is greedy is if they are exploiting the situation whereby the rent is considerably more than the cost of servicing a mortgage which means that renters are stuck for ever in the situation that they will never be able to have sufficient funds for a deposit as house prices and rents rise faster than they can save, not helped by low savings rates and little disposable income.
469
Ray
16/02/2021 15:22:47 0 0
bbc
If this was, as you say, a capitalist society why did we bale out the banking system? A true capitalist society would have allowed the reset to occur.
24
16/02/2021 10:54:32 3 6
bbc
You're just stereotyping people as feckless because it panders to your prejudice, in the same way that migrants were scapegoats. How about some compassion. After all, baby-boomer landlords are suffering terrible cash flow problems as a result.
100
16/02/2021 11:47:01 4 1
bbc
What the hell are you talking about " prejudice"...I am merely pointing out that some people get in debt for being irresponsible and stupid and others get in debt for circumstances not of their own making.

I notice you have to mention the word migrant.....why, its irrelevant